Financing in Alaska : Advice

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Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
I was approved for a loan. My builder built the home on the property that I quick deeded to him because of
Your post was a bit confusing, let me know if this is accurate:

I'm thinking the most likely scenario is that you're doing new construction financing on an existing property that yo ... more
1 vote Share Flag Sun Aug 3, 2014 Financing in Kenai
Ellen Chung, Real Estate Pro in San Mateo, CA
Ellen Chung answered:
what is the tax status for Alaska.......state, and property
The information provided by Pam can be found at the following link: http://www.bankrate.com/brm/itax/edit/state/profiles/state_tax_Aka.asp
2 votes Share Flag Sun Aug 3, 2014 Financing in Alaska
ks82, Both Buyer and Seller in Cordova, TN
ks82 asked:
How likely is it that our lender will agree to help us get a deed-in-lieu? When we called to explain our situation to our lender, the rep told us to put the house on the market for 90 days, and if it didn't sell for 200,000 in 90 days, they would help us get a…
0 votes Share Flag Sun Aug 3, 2014 Financing in Cordova
Lisa M. Fras…, Real Estate Pro in Anchorage, AK
Lisa M. Fraser answered:
If both mortgages are covered between my income and rental income am I likely/unlikely to get approved?
Ed,

Just to expound on Luke's response. Properties within the Municipality of Anchorage would not qualify for a USDA Rural loan. For more information on loan programs and interest ... more
1 vote Share Flag Sun Aug 3, 2014 Financing in Anchorage
Brandi Croom, Real Estate Pro in Anchorage, AK
Brandi Croom answered:
If you want to buy a REO and it's a little out of your price range, is it better to talk to the bank and see if they will work with you?
Lenny,
In Eagle River, all the REO's are listed by agents and any agent can assist you in making an offer and represent you and the bank pays our commission. I've had some f ... more
0 votes Share Flag Sun Aug 3, 2014 Financing in Eagle River
Derek Huit, Real Estate Pro in Anchorage, AK
Derek Huit answered:
We currently own a home that we rent out. Our credit is good, but we would not have a down payment. Can we still get a mortgage?
There is two programs that allow for zero down payment. The VA loan program and USDA rural Develpment program. All others loan products require that you do need a down payment. Dependin ... more
0 votes Share Flag Sat May 12, 2012 Financing in Anchorage
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
What is all involved in an assumption, then refi for a lower rate?
The key item to look for is the priority of the loan you're assuming. That will determine if you can get a refi.
0 votes Share Flag Mon May 7, 2012 Financing in Anchorage
James P. Ryan…, Real Estate Pro in Washington, DC
James P. Ryan, Jr answered:
If I am finishing college and working in Ohio but want to relocate to TN after school ends can I do a FHA
hi Oracle, it is not clear from your question if you plan to continue working in Ohio, but buying in Tenn and still just visiting TN every 5 weeks or if you plan to work in TN as well. ... more
0 votes Share Flag Mon Apr 16, 2012 Financing in Anchorage
Dan Castagna, Real Estate Pro in Mount Laurel, NJ
Dan Castagna answered:
I has mortgage. Wanting refinance for my home. Can help?
J

In order for a bank to determine if they can offer you a refinance, they will need some pertitent information such as income, credit score, equity in the home, payment history, et ... more
0 votes Share Flag Wed Jul 22, 2009 Financing in Juneau
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