Financing in Alameda : Advice

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Jason Wheeler, Real Estate Pro in Pleasant Hill, CA
Jason Wheeler answered:
Jumbo (portfolio) loan with 20% down, 2 years after short sale
There are more and more lenders that are offing loans after short sales. Recently however the rules have gotten stricter on FHA and Conventional lending.

First you should ask a frie ... more
0 votes Share Flag Sun Sep 28, 2014 Financing in 94501
Candy L., Home Owner in Ross, OH
Candy L. answered:
Should I go to a mortgage broker or a bank for a loan?
I find that unethical for a agent to tell you to use their loan officer. She probably gets a kick back for it. Find a new agent. Just myon personal opinion .
0 votes Share Flag Thu Sep 26, 2013 Financing in 94501
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Is .75% for LTV more than 0.8 a reasonable way to calculate ballpark PMI cost?
.75 per year is a good estimate.
0 votes Share Flag Sun Jul 28, 2013 Financing in 94501
Gilbert Rich…, Real Estate Pro in Santa Clara County, CA
Gilbert Richards answered:
When homebuyer assistance programs list HUD income limits, is the amount before tax or after tax?
Always Gross (before tax) never net.
1 vote Share Flag Sat Aug 14, 2010 Financing in 94501
John-Michael…, Real Estate Pro in Alameda, CA
John-Michael Kyono answered:
Where do you think mortgage rates will be in summer 2010?
This is a great question since we are now in Summer and the interest rates are almost a 1/2 point lower the Dec. 2009.
0 votes Share Flag Thu Dec 24, 2009 Financing in 94501
Angela Mcint…, Real Estate Pro in Alameda, CA
Angela Mcintyre answered:
What's the process for "shopping around" for a loan?
Dear Ebdb: You've received some great answers to your very important question. I always tell my Buyers to shop around and get good faith estimates. You do it for a car, right? Why n ... more
0 votes Share Flag Tue Aug 11, 2009 Financing in 94501
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
FHA Home financing
good sound like a solid borrower...not being full-time isn't going to kill the deal, except for the fact that you would not have enough history as part-time......yes, ... more
0 votes Share Flag Fri Jun 5, 2009 Financing in Alameda
Jean Powers,…, Real Estate Pro in Alameda, CA
Jean Powers, CRS, e-PRO, SFR, HAFA certified answered:
I need to know approx value of my home to see if I can re-fi for a better rate
Call a good Alameda broker!
0 votes Share Flag Sat Feb 9, 2008 Financing in 94502
Trulia Roger, Home Buyer in Alameda, CA
Trulia Roger answered:
What are the tax implications of buying real estate in California?
Another thing to keep in mind is that your housing expenses (interest, etc) may or may not be tax deductible depending on your tax situation. It's especially important to talk to a CPA ... more
0 votes Share Flag Fri Jan 11, 2008 Financing in Alameda
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