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Chris Allen, Real Estate Pro in Anderson, SC

What do you do to help your clients improve credit scores?

Asked by Chris Allen, Anderson, SC Fri Sep 28, 2012

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I normally tell them How important is to check their credit report for free at for errors that can negatively impact their credit score and dispute any dicrepances with the three different bureaus.
Make payments on your credit cards and installments on time or before. And finally, credit issuers also look at the percent of your borrowing power, so is a good idea to be at 8 percent or lower in your credit card limit.

Best of Luck,

Maria E. Cipollone
1 vote Thank Flag Link Fri Sep 28, 2012
Chris there is no secret or quick fix, the best ways are to start paying on time, get your balances below 1/2 of the credit limits and check each item on the report for accurancy and dispute anything that is not right/correct.
0 votes Thank Flag Link Fri Sep 28, 2012
Hi Chris,
I tell my clients who wish to increase their credit scores to verify with the creditor if anything appears on the report that looks suspect so if it is not legitimate, then it can be removed.

I also suggest that they make at least the minimum payments on their outstanding bills and pay them on time so as to not further damage their rating. And, possibly consolidate numerous credit cards into one card payment and close the rest.

Hope this is helpful.

Best wishes!

Laura Feghali
Prudential Connecticut Realty
0 votes Thank Flag Link Fri Sep 28, 2012
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