Out of all the deals those are the only 3 that feel though, all in all a good year! Looking forward to 2013!
Happy Holidays Everyone!
Also if anybody is looking for an agent that works all San Diego county to refer business to, I would be happy to help!
As a Mortgage Broker who is not scared to tell the truth, I can say most deals that have fallen apart in America because of mortgage issues are due to 3 things and EVERY Lender, LO, Mortgage Broker, Loan Processor all know I'm 100% correct and they are:
1. OBAMA'S FAILED POLICIES-
he took a bad situation in 2008 and has made it 10 times worse that what it should be.
2. DODD FRANK ACT- (i.e. The Death Star for consumers, especially Self Employed borrowers) has crippled the mortgage industry and has sent costs much higher for consumers as well as cause lenders like Wells Fargo to take up to 120 days (FOUR MONTHS) to close a loan!
3. HVCC (Home Value Code of Conduct)-
the work of Andrew Cuomo (dem. Gov. of NY) setting all new rules of how Lenders, Banks and Mortgage Brokers are able to order appraisals which has increased the cost of appraisals, cause a mass exodus of good appraisers from the industry, has caused horrendous issues over the past 4 yrs and as cost America billions in lost equity!
These are the FACTS! But hey, four more years of â€¦â€Hope and Changeâ€ should fix all of Americaâ€™s troubles right?
Pro Option Mortgage/ Florida
Ph: 888 662 4404
Prior Service U.S. Marine Corps