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 sbadewunmi, Real Estate Pro in Jacksonville, FL

Should I send a copy of my driver's license and Social Security card?

Asked by sbadewunmi, Jacksonville, FL Tue Mar 19, 2013

A loan officer originally asked the buyers agent to contact me for copy of my driver's license and SS card which is part of the FHA agent re certification. I contacted the loan officer for clarification because since the last FHA contract that fell through of the same property didn't ask me for such. Does anyone know if FHA has recently changed seller's agents requirements?

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Charles Chorman’s answer
Hi,

Just called our loan officer at our preferred lender and she was surprised. She did indicate that sometimes FHA will require verification because of an unfamiliar name. I, like you, wouldn't feel comfortable providing this info. Try giving your FL RE license number and at most the last 4 of your SSN (what we ask for on a listing agreement). Last resort ask to speak with a manager.

Hope this helps.
Charlie
0 votes Thank Flag Link Tue Mar 19, 2013
First off, the agent shouldn't be asking for it. The loan officer (if anyone) should. Might be nothing, but look them up on MyFloridaLicense.com
0 votes Thank Flag Link Thu Jul 24, 2014
I have not heard of anyone asking for a copy of your SS Card. Is your lender local? The lender will usually work directly with the Borrower for documents, not the agent. Now at closing time the signer will ask for and make a copy of your drivers license.
0 votes Thank Flag Link Wed Jun 25, 2014
I would not give someone your social security card. That type of information can easily lead to identity theft.
0 votes Thank Flag Link Wed Jun 25, 2014
This is a clear case of invasion of privacy. You can look up the name on HUD's website yourself to verify if the reporting agency is even related to real estate. In my case, it is NOT. There is no legal basis for them asking for your personal identification. Here is the website where you can check the exclusionary list from HUD and see if the name they found is in any way similar to yours. https://www.sam.gov/portal/SAM/##11
0 votes Thank Flag Link Tue Jun 24, 2014
I have been asked to provide my DL but never my SS card. I was given the reason that someone with my name is on a watch list. Each FHA transaction I am asked to provide this.
0 votes Thank Flag Link Tue Mar 19, 2013
I wouldn't provide anything but a real estate license to them. They have no legal right to do this. The "watch list" is public record and you can check the names yourself. They found a name similar to mine and are holding up escrow because I won't provide my personal information. I discovered that the person they found doesn't even live in my state and was on a the exclusionary list for the Department of Health and Human Services, NOT Housing. It's a scam and probably a conspiracy to collect personal data.
Flag Tue Jun 24, 2014
That sounds a little strange to me.... the agent should not have anything to do with the mortgage process and your personal documents. FHA doesn't regulate Real Estate Agents in respect to that ... Agents are regulated by the state they are licensed in... it would be reasonable for an FHA Lender to maybe want to verify an agent's license but they should asking YOU for any of those personal documents, especially in a world where identity theft is becoming the norm ... unless you give the agent certain permissions that are cleared with the lender, on your behalf, to gather information like that .... I worked in the mortgage industry before I was a Realtor and that sounds a little out of the norm.

Rick Reichard - Buyers Agents
rick@firstcoasthomehunters.com
All Real Estate Options, Inc.
0 votes Thank Flag Link Tue Mar 19, 2013
I have never been asked for my SS card but I have been asked for my DL. Apprently someone with my name is on a watch list. This could be the case with you.
0 votes Thank Flag Link Tue Mar 19, 2013
Propably the biggest pitfall of doing buisness over the Internet.
People have to beware!
0 votes Thank Flag Link Tue Mar 19, 2013
Hi,

I wouldn't send ANYONE a copy of my driver's license and SS card. I've never heard of a request like this before.

There's too much chance for fraud once somebody has all your information. Copies of the two documents you mention will give an unscrupulous person more than enough information to open accounts in your name.

Be careful.

Nadine Mauro
Highlight Realty
561-414-0864
NadineSellsHouses@gmail.com
0 votes Thank Flag Link Tue Mar 19, 2013
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