As fas as BK is concerned, it's ok to do the 13, but be careful that's what you really need. A Chapter 7 is much quicker and easier and should remedy the taxes the same as the 13. It won't help you with arrears on the mortgages, but will help with everything else. Some attorneys push 13 because they make more money with it. If you don't have a BK attorney yet, call William McDonald at 858.437.0103 and tell him you know Mr Credit.
- Mr. Credit
I would not ask a Realtor these questions. It sounds like you need a good CPA, and at least one attorney to advise you how to get through your bankruptcy. If if your tax lien issues and BK get resolved, the real estate part comes afterward.
Best of luck to you!
Mary Lawler, Realtor
Realty Executives Advantage
I specialize in helping people figure out what to do with liens on their properties, extending trustee sales, and trying to decide whether or not to avoid foreclosure. I also have a tax consultant and a bankruptcy attorney to help give you the consulting you need to make an educated decision regarding those areas. Feel free to call or e-mail me anytime and I can help you out.
Keller Williams Realty