Verbiagein fha regs is not clear to me and can be viewed a few different ways. I, too am leaning towards functional obsolescence but getting it to fall under an appraisal required item would put it in a whole other part of our contractual requirement. I'm hoping to show that it will be a requirement, thus getting it addressed and taken care of now instead of a week before closing. It's not a huge amount of money in the end and I'm sure it will be taken care of one way or another (we all know who pays for the 'one way or another items') but I'd like some clarification for future reference. Thanks for your help.