Agent2Agent in Orlando>Question Details

Velita Rolle…, Real Estate Pro in Orlando, FL

Does anyone know of a lender that will finance foreign nationals?

Asked by Velita Rollerson, Orlando, FL Sun Dec 9, 2012

Help the community by answering this question:


UK and Canadian citizens do not need a visa to enter the USA. Can you help them too ?
0 votes Thank Flag Link Tue Dec 11, 2012
Hello Velita,

We are a national direct lender based out of Columbus, OH but my office is hear locally in Tampa, FL. I would be happy to discuss our Foreign National program with you further but here are some basic guidelines.

•Foreign Nationals Only (a non-U.S. Citizen with a valid passport and valid visa)
•Loan amounts: $100k – $650k
•Fixed rate terms (10, 15, 20, 25, 30 & 30 year I/O)
•Adjustable rates (5/1, 7/1, 10/1 & 10/1 I/O)
•Purchase and Refinance rate and term (not available for cash out)
•No pre-payment penalties
•Up to 65% loan-to-value financing on Purchase (Max 55% LTV on Refinances)
•Self-employed okay
•Eligible properties include single-family homes, condos and townhouses
•Occupancy includes owner occupied and second homes
•All loans must establish an ACH debit for mortgage payments from a U.S. bank
•No previous bankruptcies or foreclosures permitted
•Borrowers who are politically exposed are ineligible. All involved entities must be cleared through the OFAC SND list

Please feel free to contact me if you have any other client needs.

Joshua A. Lerette - Sr. Loan Officer
Residential Finance Corp.
0 votes Thank Flag Link Tue Dec 11, 2012
the idea is to share info here for the benefit of all agents. Can you please share the contact details of the lender ? Thansk

0 votes Thank Flag Link Mon Dec 10, 2012
Yes, I do have such lenders. Let me know if you still need one, I'd be happy to forward you the name(s). They can work in FL or other states.
Best in all,
Inna I.
0 votes Thank Flag Link Mon Dec 10, 2012
Can you post your Lender(s) for everyone?
Flag Tue Dec 11, 2012
try Carlos

Carlos Barcia
Mortgage Specialist
NMLS ID 331906

~ Investors allowed to finance up to 20 properties!
~ Non-warrantable condo loans!
~ Credit score enhancement programs
~ Foreign National Loans
~ Expanded Debt to Income Programs( up to 58%)
~ No Mortgage Insurance Loans
~ USDA, FHA,VA, 203k Streamlines, Jumbo and Super Jumbos
~ HARP specialists ( ANY Lender, including MI )

2450 Maitland Center Parkway, Suite 202
Maitland, Florida 32751
Office: 407-618-1008
Cell: 407-489-2275
Efax: 610-629-6977
Apply On-line:
0 votes Thank Flag Link Mon Dec 10, 2012
Alan-thank you. I did contact Carlos and passed his information onto my Buyer. I am hopeful we can get some deals done!
Flag Wed Dec 12, 2012
Saudi Arabia, has a social security number
0 votes Thank Flag Link Sun Dec 9, 2012
which country is your foreign national client from?
0 votes Thank Flag Link Sun Dec 9, 2012
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