Hello Howard, you must be referencing to a question to Trulia? If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria.
You will need to be pre-approved to be able to meet an agent/broker to view and submit offers on any homes of your choice. You may qualify FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program for primary residence purchases. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) for a primary residence purchase.
The home purchase in Acton have a lot of mobile homes and manufactured homes in the choices so you will need to figure out all properties of interest. The mobile homes start from $12,500 and the manufactured start from 209k for 3bd 2ba.
It only takes a few dozen questions to qualify, go over your options and email you listings to study. Here are some links to study as well as the web reference link to many loan program pages...
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
9am till 7pm Monday thru Saturday, Sundays by appt.
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
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Your chances are good. Talk with a Realtor in the area, who can help you st no additional cost to you. There are many threads on the site about finding a good Buyer's agent. In Acton alone there are over 50 newer homes available, ranging from small condos at less than $150K to big houses at more than $1.5M.... more