98499 : Real Estate Advice

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Brett Warren, Real Estate Pro in Abington, PA
Brett Warren answered:
i have questions about master insurance for my condo.
Don't assume anything. If you closed on this unit and obtained financing to do so, the lender would have required a master certificate of liability from the management company to make s ... more
0 votes Share Flag Thu Mar 27, 2014 Home Buying in 98499
Dave  Skow, Real Estate Pro in Seattle, WA
Dave Skow answered:
I'm first time homer buyer. this is short sale condo and I have some questions..
Ask your agent for list of utility firms
0 votes Share Flag Fri Mar 14, 2014 Home Buying in 98499
Anna Matsuna…, Real Estate Pro in University Place, WA
Anna Matsunaga answered:
I'm buyer and i asked agent that i want to see Seller's disclosure (form 17) do you need to sign form 17 after read form 17?
Yes, you are required to sign the form 17 after you go over it, either accepting it or not.
1 vote Share Flag Fri Feb 7, 2014 Home Buying in 98499
jameskim80, Home Buyer in Lakewood, WA
jameskim80 asked:
im a buyer and trying to buy short sale condo. i asked my agent that i want to see sellers disclosure (form17).
after i read this my agent told me to sign this. do you really need to sign form 17? because i read sellers disclosure ?…
0 votes Share Flag Fri Feb 7, 2014 Home Buying in 98499
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
I offered bank approved price.
James,
Please don't accuse your agent of lying. Short sales are very complicated and dynamic. They are not recommended for everyone. I'm sure I have a lot more grey hairs on my hea ... more
0 votes Share Flag Thu Jan 23, 2014 Home Buying in 98499
Anna Matsuna…, Real Estate Pro in University Place, WA
Anna Matsunaga answered:
how long does it takes to move in after bank approved?
If you are offering cash usually the bank will require a fast closing. It its basically as fast as you can close and the bank and escrow can get paperwork together to close. Your contr ... more
0 votes Share Flag Thu Jan 23, 2014 Home Buying in 98499
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
If you buy condo with cash ( no loan)
James,
To answer your question, "When do you get formal written approval from the bank?"
The answer is anybody's guess. Short sales are unpredictable and uncertain. They can take ... more
0 votes Share Flag Wed Jan 22, 2014 Home Buying in 98499
Anna Matsuna…, Real Estate Pro in University Place, WA
Anna Matsunaga answered:
what is warrant deed?
No a statutory warranty deed is what you usually get when you purchase a bank owned or a short sale property. Ask your title company to explain different types of deeds to you. Ask a ... more
0 votes Share Flag Wed Jan 22, 2014 Home Buying in 98499
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
my agent have my $500 earnest money..
James,
You can see a copy of the deed anytime. Your agent can tell you who is handling Title & Escrow and should have provided this to you.
The deed will be signed by you when you ... more
0 votes Share Flag Tue Jan 21, 2014 Home Buying in 98499
Anna Matsuna…, Real Estate Pro in University Place, WA
Anna Matsunaga answered:
my agent said he is going to hire the inspector for me..
You generally pay your inspector yourself at the time of the inspection in what ever form the inspector takes ( usually credit, debit, cash or sometimes check) The inspector works for ... more
0 votes Share Flag Tue Jan 21, 2014 Home Buying in 98499
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
ok.. guys.. i need help one more time please!
" if something happens.. then the bank will give me back my money right?"

Here's another way to put that, James......if something happens that prevents the house from closing - you w ... more
1 vote Share Flag Mon Jan 20, 2014 Home Buying in 98499
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
how much shall i do for personal liability coverage?
James,
Realtors are not trained in this area, but insurance brokers are. You need to find out a bit more about the coverage at the condo and the value of your possessions. The liabi ... more
1 vote Share Flag Wed Jan 15, 2014 Home Buying in 98499
Anna Matsuna…, Real Estate Pro in University Place, WA
Anna Matsunaga answered:
how fast can i move in short sale condo?
Unfortunately there is nothing short about a short sale. The lien holder who is approving the short sale does not care if you have cash. They have long drawn out processes they go thr ... more
0 votes Share Flag Mon Jan 13, 2014 Home Buying in 98499
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
how long does it takes to do closing fee document?
James,
You will pay whatever "closing costs" are approved by the lender and agreed to in your contract. If you have lost confidence in your broker/agent ask to speak to the managing ... more
0 votes Share Flag Mon Jan 13, 2014 Home Buying in 98499
Robbin Ott, Real Estate Pro in Bonney Lake, WA
Robbin Ott answered:
if the condo/house is closes to high way. SO price is EXPANSIVE
Hello,
The bank has probably had a brokers price opinion or an appraisal and will not go below that price, It might have to be cash, because so many Condo's have to be owner occupied ... more
0 votes Share Flag Mon Jan 13, 2014 Home Buying in 98499
Anna Matsuna…, Real Estate Pro in University Place, WA
Anna Matsunaga answered:
how much do you need to pay for closing fee?
Typical buyer closings costs in that price range would likely be about 3.5%. Part of that goes to cover your part of the escrow fees and recording fees and so on, the rest goes to cove ... more
0 votes Share Flag Sun Jan 12, 2014 Home Buying in 98499
Anna Matsuna…, Real Estate Pro in University Place, WA
Anna Matsunaga answered:
Are there many kids that live in lakewood? Is it usually considered a safe area to live in?
Well, 4 of the kids in Lakewood live in my house. There are many many more, just show up in front of any of the local grade schools around 8 am, any middle school around 8:30 and highs ... more
0 votes Share Flag Tue Apr 9, 2013 In My Neighborhood in 98499
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