Home Buying in 95831 : Real Estate Advice

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Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Flexible Credit Home Loan Program is it legit? You can buy less then 2 years after short sale with 25% down. I don't qualify for special circumstances
Hello fnrosenzweig, you may now qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 620 fico score.

You may qualify to buy FHA with fico scores ... more
0 votes Share Flag Sun Apr 26, 2015 Home Buying in 95831
Bob Willett,  in Sacramento, CA
Bob Willett answered:
cal vet home loans and bankruptcy
What others has answered is correct. The guidelines state you must wait a minimum of two years from the sale of a chapter 7 bankruptcy’s discharge (different for a chapter 13.) ... more
0 votes Share Flag Tue Aug 6, 2013 Home Buying in 95831
Michael Smith…,  in Roseville, CA
Michael Smith, MBA, MPM answered:
I live in a home that is upside down in value. It was a home that i inherited in 2007. I would like to buy in the 95831 zip. Do I have any options?
It is interesting the concept of being "upside down." I believe one of the biggest misconceptions about owning a home is the notion of it being an investment. True, many people make m ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in 95831
Kylee Roe, Real Estate Pro in Sacramento, CA
Kylee Roe answered:
Can lender send statement of credit denial if buyer walks away for financial comfort?
It would not hurt you to challenge it, but depending on what the failure of the property was--to serve as sufficient collateral, it may not be worth challenging. Like if you have an FHA ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in 95831
Michael Smith…,  in Roseville, CA
Michael Smith, MBA, MPM answered:
We put an offer on a short sale home, offer was accepted by the seller. 2 weeks ago the appraisal was done, but my lender has not yet given us the
I just got rick rolled by myself. I always make fun of people posting here when the original post is like 2 years old. Tonight I rick rolled myself by posting a comment on a topic fro ... more
0 votes Share Flag Sat Apr 21, 2012 Home Buying in 95831
Jwebb209, Home Buyer in California
Jwebb209 answered:
When does a home status change on MLS from Active Short Sale (AS) to Active Short Sale Contingency (ASC)?
Im not sure what it means either but im a potential home buyer and we put an offer on a house and the next day it went contingent this whole bidding war blows. Me and my wife keep getti ... more
1 vote Share Flag Tue Mar 23, 2010 Home Buying in 95831
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
how long does it take from start to finish on buying a modular home after preaproval?
No real difference regarding modular homes, as is noted below.

However--as is noted--it really depends on what'll hold the transaction up. For instance, I sold a manufactured ho ... more
0 votes Share Flag Mon Nov 30, 2009 Home Buying in 95831
Jesse Sierra, Real Estate Pro in Pomona, CA
Jesse Sierra answered:
If a potential buyer wants to place offers on multiple short sales, is there a way for a buyer to back out of

Even if two short-sales are accepted you have 7 to 10 days to do your due dilligence.
And, can backout if you don't like one or the other.

It seems that you are not wo ... more
0 votes Share Flag Sat Aug 22, 2009 Home Buying in 95831
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
Hi Elizabeth,Yes the seller and the first lender had already approved but the second countered,we met their
Hi TG,
I would not worry to much about the MLS. The problem here might be that the first will not be too happy if they feel the second is getting too much money. If you are willing t ... more
0 votes Share Flag Fri Aug 21, 2009 Home Buying in 95831
Ute Ferdig -…, Real Estate Pro in New Castle, DE
Ute Ferdig - Atty. Negotiator answered:
Handeling offers on a short sale listing.
Hi Matacook. I don't have any personal experience with Sun Trust. The thing about reporting experience with a particular company is that the experience someone had a few months ago wi ... more
0 votes Share Flag Mon Jun 15, 2009 Home Buying in 95831
Paula Swayne,  in Sacramento, CA
Paula Swayne answered:
Can we change Realtors in the mist of a home buying transaction?
You have received some good information here. The short sale process is ugly, period. Most buyers continue to look for other properties while they are waiting for a response to their ... more
0 votes Share Flag Wed Jun 3, 2009 Home Buying in 95831
 Jack, Real Estate Pro in
Jack answered:
I have seen more than once on this site people being told cash may not be the way to go? due to tax deduction
As others have said, it can be to your advantage to deduct mtg interest, but in general, it usually isn't a good idea to base important financial decisions only on tax imnplications. L ... more
0 votes Share Flag Tue May 26, 2009 Home Buying in 95831
Chris Moores,  in Santa Barbara County,...
Chris Moores answered:
I qualify for a CAL-VET loan but have been told that it is too hard to use it in this market. The banks
Dear Daniel:

I am a CalVet certified lender. CalVet VA which is 0% down is on a 45 day processing cycle. If you are buying a new home from a builder: most likely this process will ... more
0 votes Share Flag Thu Apr 9, 2009 Home Buying in 95831
Maria Morton, Real Estate Pro in Kansas City, MO
Maria Morton answered:
what are the tax or other advantages for buying a rental? i have cash.
For tax questions, consult your accountant or tax person. As for buying rentals, figure out how much income you can expect from the property per year. You want to get one that will retu ... more
0 votes Share Flag Sat Mar 14, 2009 Home Buying in 95831
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Are the banks really refusing full price offers with FHA loans in favor of low ball all cash offers?

I don't have an objection to your agent shotgunning out multiple offers on your behalf with the same signature page, as long as you approved the terms and price of the offer. ... more
0 votes Share Flag Sat Nov 1, 2008 Home Buying in 95831
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
How long does it take the typical agent to prepare an offer?

Yes, the time of completing a normal purchase contract can be limited to only a few minutes. Hovever, there can be questions and points of emphasis that may extent this time.

I ... more
0 votes Share Flag Mon May 5, 2008 Home Buying in 95831
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