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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Flexible Credit Home Loan Program is it legit? You can buy less then 2 years after short sale with 25% down. I don't qualify for special circumstances
Hello fnrosenzweig, you may now qualify conventional ONE DAY after a short sale, foreclosure or deed in lieu without any special circumstance. You may qualify FHA 2 years after a BK, 3 ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 95831
Alex Greer, Real Estate Pro in California
Alex Greer answered:
I own a condo that has been paid off but also own a house that I owe 185 but it's worth 150k that my sister (on title) pays for everything.
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in 95831
SacRElender -…, Real Estate Pro in Sacramento, CA
SacRElender - Bob Willett answered:
cal vet home loans and bankruptcy
What others has answered is correct. The guidelines state you must wait a minimum of two years from the sale of a chapter 7 bankruptcy’s discharge (different for a chapter 13.) ... more
0 votes Share Flag Tue Aug 6, 2013 Home Buying in 95831
ph_kosel, Home Owner in Sacramento, CA
ph_kosel answered:
yesterday it was on rent at $700 y not today
Yesterday WHAT was "on rent" for $700??? No idea what you're referring to, could be they found a tenant of sold whatever it is or it burned down or they killed the listing because they ... more
0 votes Share Flag Tue May 21, 2013 Rentals in 95831
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I live in a home that is upside down in value. It was a home that i inherited in 2007. I would like to buy in the 95831 zip. Do I have any options?
Hello Karen, You have a lot more options since you have not missed any payments. You may rent it out with positive cash flow and buy another home with as low as half percent down paymen ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in 95831
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Can lender send statement of credit denial if buyer walks away for financial comfort?
What was the condition of the property? Did you do a inspection or what is the conditon you think that the property isn't qualifying for. The property may qualfy for 203k financing to d ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in 95831
Michael Smith…, Real Estate Pro in Roseville, CA
Michael Smith, MBA, MPM answered:
We put an offer on a short sale home, offer was accepted by the seller. 2 weeks ago the appraisal was done, but my lender has not yet given us the
I just got rick rolled by myself. I always make fun of people posting here when the original post is like 2 years old. Tonight I rick rolled myself by posting a comment on a topic fro ... more
0 votes Share Flag Sat Apr 21, 2012 Home Buying in 95831
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
i need 3 months print out
If you are applying for a loan, or applying for a short sale, the bank may ask you for 3 months of your bank statements printed out. When they ask for that, they want all pages - includ ... more
0 votes Share Flag Sat Apr 14, 2012 Financing in 95831
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
How do you get started doing BPOs?
There are temp agencies for that. Some specialize in real estate and mortgage personnel. Others are general office.
0 votes Share Flag Tue May 10, 2011 Market Conditions in 95831
Jwebb209, Home Buyer in California
Jwebb209 answered:
When does a home status change on MLS from Active Short Sale (AS) to Active Short Sale Contingency (ASC)?
Im not sure what it means either but im a potential home buyer and we put an offer on a house and the next day it went contingent this whole bidding war blows. Me and my wife keep getti ... more
1 vote Share Flag Tue Mar 23, 2010 Home Buying in 95831
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
how long does it take from start to finish on buying a modular home after preaproval?
No real difference regarding modular homes, as is noted below.

However--as is noted--it really depends on what'll hold the transaction up. For instance, I sold a manufactured ho ... more
0 votes Share Flag Mon Nov 30, 2009 Home Buying in 95831
Jes Sierra,…, Real Estate Pro in Rancho Cucamonga, CA
Jes Sierra, B.Sc. answered:
If a potential buyer wants to place offers on multiple short sales, is there a way for a buyer to back out of
Jane,

Even if two short-sales are accepted you have 7 to 10 days to do your due dilligence.
And, can backout if you don't like one or the other.

It seems that you are not wo ... more
0 votes Share Flag Sat Aug 22, 2009 Home Buying in 95831
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
Hi Elizabeth,Yes the seller and the first lender had already approved but the second countered,we met their
Hi TG,
I would not worry to much about the MLS. The problem here might be that the first will not be too happy if they feel the second is getting too much money. If you are willing t ... more
0 votes Share Flag Fri Aug 21, 2009 Home Buying in 95831
Ute Ferdig -…, Real Estate Pro in Newcastle, CA
Ute Ferdig - Atty. Negotiator answered:
Handeling offers on a short sale listing.
Hi Matacook. I don't have any personal experience with Sun Trust. The thing about reporting experience with a particular company is that the experience someone had a few months ago wi ... more
0 votes Share Flag Mon Jun 15, 2009 Home Buying in 95831
Anna Boyd Re…, Real Estate Pro in El Dorado Hills, CA
Anna Boyd Re/Max answered:
Is it okay to have an Agent who is also the Listing Agent?
I don't have a problem with representing both sides, but Elizabeth is right in that the lender(s) in the short sale will likely see having only one agent as an opportunity to reduce com ... more
0 votes Share Flag Sat Jun 6, 2009 Agent2Agent in 95831
Anna Boyd Re…, Real Estate Pro in El Dorado Hills, CA
Anna Boyd Re/Max answered:
Should we withdrawal from an AS offer?
Elizabeth is correct - as always. The list agent would most definitely think twice about receiving another
offer from you with a different agent. You may have very valid reason for w ... more
0 votes Share Flag Sat Jun 6, 2009 Agent2Agent in 95831
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
Can we change Realtors in the mist of a home buying transaction?
I had the same situation happen last winter. A buyer emailed me that he was unhappy with his buyer's agent and that he was very frustrated with his attempt to buy a short sale. He had a ... more
0 votes Share Flag Wed Jun 3, 2009 Home Buying in 95831
Jack, Other/Just Looking in Sacramento, CA
Jack answered:
I have seen more than once on this site people being told cash may not be the way to go? due to tax deduction
As others have said, it can be to your advantage to deduct mtg interest, but in general, it usually isn't a good idea to base important financial decisions only on tax imnplications. L ... more
0 votes Share Flag Tue May 26, 2009 Home Buying in 95831
Chris Moores, Real Estate Pro in Santa Barbara County,...
Chris Moores answered:
I qualify for a CAL-VET loan but have been told that it is too hard to use it in this market. The banks
Dear Daniel:

I am a CalVet certified lender. CalVet VA which is 0% down is on a 45 day processing cycle. If you are buying a new home from a builder: most likely this process will ... more
0 votes Share Flag Thu Apr 9, 2009 Home Buying in 95831
Voices Member,  in
Voices Member answered:
I have a friend who purchased a home that was being used by an organised gang of pot growers. I was running
Wow--the first thing I'd do is not post this on Trulia. What are you thinking?

The second thing I'd do is consult an attorney and "DO THE RIGHT THING."
0 votes Share Flag Mon Mar 16, 2009 Crime & Safety in 95831
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