95816 : Advice

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Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
I am a young physician with a credit score of 587 - hoping to buy a condo in 3 months. Any thoughts on odds of getting a loan?
Hi Sonia

How are things coming along? Did you ever get your credit score up and purchase a condo?
0 votes Share Flag Sun Jan 26, 2014 Credit Score in 95816
lorreality, Real Estate Pro in Sacramento, CA
lorreality answered:
Trustee sale August 12 on my rental property. Does a QWR help me to postpone or file a lawsuit? MERS loan.
Perfect Call me if I can be of any assistance 916-719-4008. Villa Group Real Estate
0 votes Share Flag Thu Aug 8, 2013 Foreclosure in 95816
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I am a veteran. I wanted to use VA loan but my credit is currently in the high 500s. Can I qualify for a VA loan of 300k if I make 80k per year?
My best advice is to contact and experienced loan officer to review your credit to see if you can make some changes to quickly raise your score. There are many things you can do. I do ... more
0 votes Share Flag Mon Apr 29, 2013 Home Buying in 95816
Eddie Martini, Real Estate Pro in Auburn, CA
Eddie Martini answered:
my credit is a 540 and Im trying to buy a 75000 home how likely is that to happen?
There are options out there for you even with that FICO score. Let us know more details on what you have your mind set on accomplishing so we can better assist.
0 votes Share Flag Sun Apr 28, 2013 Home Buying in 95816
Eddie Martini, Real Estate Pro in Auburn, CA
Eddie Martini answered:
I'd like to buy a bungalow as close as possible to the capitol within a year. What are the odds of finding?
Most under $300k are needing some work and are not move in ready. What type of repairs/improvements would you be open to doing yourself and or hiring people to do for you?
0 votes Share Flag Sun Apr 28, 2013 Home Buying in 95816
Eddie Martini, Real Estate Pro in Auburn, CA
Eddie Martini answered:
Paying taxes with our monthly mortgage payments - is this a good idea or should I just pay them as they come?
You will not be charged interest on your impound account payments, in fact you will normally have an extra 2 months worth of payments stacked up that your Mortgage Bank is earning inter ... more
0 votes Share Flag Sun Apr 28, 2013 Home Buying in 95816
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
I am facing foreclosure but have a loan with the city of Sacramento & a SMUD loan, anyone can tell me if these go away with foreclosure?
You really need to find an experienced realtor in short sales. They have the knowledge and experience to answer most of this questions and help you with your short sale foreclosure. Do ... more
3 votes Share Flag Tue Sep 11, 2012 Foreclosure in 95816
Kristina McB…, Real Estate Pro in Midtown, Sacramento,...
Kristina McBurney Maahs answered:
I'm trying to find out if my house downtown Sacramento built in 1915 had round columns or square?
Chris,

I would recommend you contact the Center for Sacramento History. www.cityofsacramento.org/ccl/history. Formley known at the City Archives they have lots of old photos, news ... more
3 votes Share Flag Mon May 7, 2012 Remodel & Renovate in 95816
Julie Waters, Other/Just Looking in South Carolina
Julie Waters answered:
How do I locate real estate agents, mortage brokers,hard moneylenders and title companies for specific areas?
I am a mortgage banker with Pan American Mortgage, LLC. I have lending capabilities in 28 states and work with 100's of lenders. I know I can get you the best deal out there. Would lov ... more
0 votes Share Flag Tue Oct 21, 2008 Foreclosure in 95816
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
How are house prices holding in East Sacramento 95816? I was thinking of selling my house but there are a
The theory of substitution proposes that a consumer may choose to substitute a similar product (house) for their preferred house if there is a noticeable price differential. Thus I am ... more
0 votes Share Flag Fri Oct 17, 2008 Home Selling in 95816
Beth Moran, Real Estate Pro in Sacramento, CA
Beth Moran answered:
Are there any construction lenders left in Sacramento?
Hi Jimmy,
I'm glad you answered that question because I have people looking for lot loans and the only bank I've found so far is Wells Fargo with a 50% down. I didn't know Flagstar Ba ... more
0 votes Share Flag Thu Sep 4, 2008 Financing in 95816
James, Other/Just Looking in Midtown, Sacramento,...
James answered:
East Sacramento - good time to buy, or would I be trying to catch a falling knife?
Here's an outside opinion (I'm not in real estate)...Do you have 20 % down? Are you moving to the area to live long term (5-7 year min.)? Can you afford your mortgage for a year if you ... more
0 votes Share Flag Wed Apr 30, 2008 Home Buying in 95816
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