Home Buying in 95747 : Advice

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Uiiaman, Home Buyer in Roseville, CA
Uiiaman answered:
We are thinking about moving to Del Webb in Roseville. Can anyone tell me if this would be a good move for?
This could be the worst move in your life unless you are a "stepford" wife. The Del Webb communities as a whole treat individuals as outcasts. They prefer people who are sheep and follo ... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in 95747
Holly Follows, Real Estate Pro in Roseville, CA
Holly Follows answered:
Is it okay to submit multiple Pre-approval requests?
Hi KD, i would get a lender referral from your agent. He or she should have a loan consultant that they've worked with in the past that would also be a good fit for you and your persona ... more
0 votes Share Flag Wed Aug 27, 2014 Home Buying in 95747
Rasem Allan, Real Estate Pro in 95678
Rasem Allan answered:
First time home buyer is not sure about getting a realtor
Especially first time home buyer encourahed highly to hire an agent.
0 votes Share Flag Thu Aug 7, 2014 Home Buying in 95747
Rasem Allan, Real Estate Pro in 95678
Rasem Allan answered:
how do you find out if a property in antelope, ca has mello roos?
Realtor should be able to pull tax record for any house through MLS.
0 votes Share Flag Thu Aug 7, 2014 Home Buying in 95747
Joseph Tsomik, Real Estate Pro in Staten Island, NY
Joseph Tsomik answered:
How long does a short sale remain on a credit report?
"Short sales and foreclosure have virtually the same affect on credit reports. The severity of its effect on scores depends on the borrower's credit before the short sale. A borrower wi ... more
0 votes Share Flag Mon Jul 28, 2014 Home Buying in 95747
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Opinions about the accuracy of value estimates between Zillow (Zestimate) and Trulia
I think if you really want to get an accurate assessment of your home's value you can:

1) hire a home appraiser to appraise your home

or

2) have a Realtor or two come to your ... more
0 votes Share Flag Fri Jul 25, 2014 Home Buying in 95747
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Appraisal came in too low
Home values are rising, If you get another appraisal done you will be happy with the result.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 95747
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
I filed for bankruptcy a year ago and the only debt I have now is a $50 monthly payment loan. I am looking in purchasing my first home, any advise?
It depends on your bk status. Has the bankruptcy been discharged?2
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 95747
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
How to pre-qualify for FHA loan?
Almost every lender has FHA product. You should contact a local lender and understand all your options.
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 95747
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Question about doctor home loans
Hi, which program did you end up choosing?
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 95747
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Does job loss count as an extenuating circumstance for a short sale?
Yes, Julie, one of the things necessary for seller's seeking to qualify for "short sale" status is to demonstrate a hardship. The loss or change of conditions such a salary decrease sho ... more
0 votes Share Flag Sun May 11, 2014 Home Buying in 95747
Jeff Marr, Real Estate Pro in Folsom, CA
Jeff Marr answered:
How to know that an appraisal is valid/correct?
Kshitij - the information you're getting about the appraisal process is just flat out wrong, hopefully you're paying attention to the previous response by agents and taking it to heart. ... more
0 votes Share Flag Sun Feb 10, 2013 Home Buying in 95747
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
House soon to be surrounded by other houses
One of the advantages of buying in a development is that you know what your neighborhood will look like. If you are buying in the country or have some open space around, you never know ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in 95747
none, Other/Just Looking in Denver, CO
none answered:
How to know whether a particular area is worth?
Dear Home Buyer,

In a nutshell, there are different types of sales. Depending on the type of sale the price may be different. This is likely what you are seeing online, in the form o ... more
0 votes Share Flag Wed Feb 6, 2013 Home Buying in 95747
Ryan Hellwege, Real Estate Pro in Dallas, TX
Ryan Hellwege answered:
New Job After Unemployment
Talk with your local lender. They willbe able to help you navigate the Guideline for both conventional and government loan programs. There may be options.
0 votes Share Flag Wed Jan 30, 2013 Home Buying in 95747
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Buying with FHA loan?
Hello Julie, you may qualify with 20% down at 2 years from a short sale. You may qualify for as low as half percent down payment program at 3 years from a short sale. It only takes a fe ... more
0 votes Share Flag Sat Jan 19, 2013 Home Buying in 95747
Jeff Marr, Real Estate Pro in Folsom, CA
Jeff Marr answered:
I currently have a full time teaching job and am starting a side tutoring business.
Julie - Morgan's answer was partially correct in that any self-employment income has to be reported on your filed tax returns to be considered eligible income. The other criteria, equal ... more
0 votes Share Flag Sun Jul 29, 2012 Home Buying in 95747
Morgan Larson, Real Estate Pro in Folsom, CA
Morgan Larson answered:
Buying a home in West Roseville on Puebla home, please advice
Well put Steve!

This is an extremely competitive market for buyers right now. Wouldn't you want someone letting you know when a home hits the market, rather than finding out from the ... more
0 votes Share Flag Sat Jul 28, 2012 Home Buying in 95747
Jeff Marr, Real Estate Pro in Folsom, CA
Jeff Marr answered:
Debt to income ratios on FHA loans
Julie - the reason for your confusion: manual ratios vs automated approval ratios....

If your scenario doesn't allow for the higher ratios when your file has gone through an automate ... more
0 votes Share Flag Sun Jul 15, 2012 Home Buying in 95747
Myron Butler, Real Estate Pro in Roseville, CA
Myron Butler answered:
How do learn what mello-roos taxes are on any property in roseville, ca?
http://www.placer.ca.gov/Departments/Tax/Taxes/TaxBillSearch.aspx
This is where you can research the mello roos tax information from Placer County Tax Assessor's website. You'll need ... more
1 vote Share Flag Mon Jul 2, 2012 Home Buying in 95747
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