Hi Jim,
There are two Del Webb communities in Roseville, Sun City and The Club. The Club is new construction in West Park and does not surround a golf course as Sun City does. Sun City has a really nice golf course, walking trails and an excellent restaurant, Timbers. Both have excellent facilities; club house, pool, activities, classes, and clubs. Both are close to amenities, shopping, and great restaurants!
I have two clients in The Club that I sold property to last year and they absolutely love it! Sun City does not have any Mello Roos, however The Club does. But the Club is much newer and therefore you would benefit from new construction warranties, efficiency and updated floorplans.
Feel free to contact me if you'd like more information.
Good luck!... more
Fred, the response you got from RJN is spot on re how to research these types of fees.....
As a rule of thumb, the older the neighborhood the less likely the subject property will have these fees...if the home is approaching 30-35 yrs of age, these fees will most likely be gone (paid off) if they existed in the first place...
BTW - certain areas in Lincoln (Lincoln Crossing comes to mind) have EXCEPTIONALLY high MR fees, could be $300 per month alone (not including your base property tax) on a given property....it pays to take the extra time to look them up!
Good luck, thanks for your question!
Best, Jeff Marr
Alpine Mortgage... more
Hello,
I am a Short Sale Specialist in the Sac Metro Area. We are located in Rocklin, which is right next to Roseville. I have dozens of short sales currently listed. If you visit www.shortsalesbymegan.com and click the featured listings tab, you can see all the short sales I have listed. My buyers' agent lives in Roseville (in 95747) and can help you search for the perfect home in her area. Our office number is 916-435-9000.... more
I would not recommend The Club in Roseville. Our driveway is extremely steep and the HOA has put "a hold" on homeowners purchasing beautiful steps w/railings to get to the front door safely. Hard to believe, but true, it is beyond ridiculous and a huge safety issue. Everyone that visits us has a difficult time coming up and down our steep driveway to get to our front door. It is only a matter of time before someone is seriously hurt and Del Webb states that it affects the beauty of the home and the landscaper has to spend one minute longer on edging. The rules and the enforcement of the rules is like living in prison, not a quality of life. Many retired neighbors actually police and complain about their neighbors over the most smallest of issues. The club house is very small for the 700 homes in the community. Tonight Pulte/Del Webb stated they did not realize people would use the Clubhouse and to enlarge it the residents have to pay, very poor excuse and planning for a retirement community. Do not buy here.... more
The property taxes are based on the property value as determined by the Assessors office, (usually a bit below what the purchase price was) this determines the basis. Added to that are special assessments, Mello Roos, other bonds, which may be based on value or a per parcel charge. If you have a parcel # you can look up the bill on the Tax Collectors page on the Placer County Website. www.placer.ca.gov
To get a very ballpark figure, take your purchase price and multiply it by 1.1 - 1.25%. Remember in this declining market, when you purchase the current taxes may be higher then your future taxes and depending on where you purchase in the tax calendar you may get a supplemental bill. The county site also has a calculator for the supplemental taxes (or credit). Your loan officer, Realtor or escrow officer can help you figure it out too.
Don't forget if you are over 55 you MAY be able to transfer your old property tax basis (one time) generally with in the same county- there are a few exceptions. Ask your Realtor or contact the county regarding the requirements.
Teri Andrews-Murch, Realtor®, SRES®
DRE CA Lic # 01734030
Lyon Real Estate
1900 Grass Valley Highway, Suite 100
Auburn, Ca, 95603
Direct Ph: 530-798-0215... more
Yes. you do.
When escrow closes the current year (or half year) tax bill is paid current by the escrow company and then collected in pro-rated division between seller and buyer.. For example a September 15th close: The seller would pay 75/180th and the buyer would pay 105/180th of the tax bill for Jul 1st through Dec 31st 2008.
Then you mail or bring the tax assesor a copy of your HUD-1 closing (settlement) statement showing your new sale price. Next years assesment will be that number. - After that you are protected from large increases by Proposition 13 passed in 1978.... more