So....let me get this straight: by that logic, if the house had appreciated 200k in that period of time, you would agree to pay the bank the profit?
If you don't agree with that, then why would you think its okay for the bank to take the loss just because your house has depreciated?
And exactly how do you define degenerates, anyway?... more
There's nothing that you can do to force the seller to sign anything for you; no clause, no paperwork stating anything. She may very well have accepted cash from her friend.
If the property is listed with a broker, than her broker is obliged to present all offers to her. If it is not, then she has no obligation to even answer your agent's phone calls.
Hope this helps,... more
You should take it. The interest rate is amazing and you are getting a huge amount of help toward closing. If you do the math. If homes sold before for 250,000 now you can subtract the closing costs off of that price (or 6% of purchase price). You are also saving a huge amount over the life of your loan. Great job!! Enjoy your new home.... more
You can go to Lennar.com and speak with an online sales specialist or e-mail them directly. I have confirmed that they don't have all the floor plans archived, only some... at least that's what they told me. Who knows, maybe they were giving me the runaround :-)
Mark Daya... more
Without reviewing a copy of GFE is difficult to state, review all the figures with broker and title company therefore no misunderstanding. If within a few days to closing could be to late change mortgage brokers. HOWEVER you need to compare apples to apples when another broker provide quotes in some instances it is a bait and switch
http://www.lynn911.com http://www.homes-for-sale-dallas.com... more
My understanding is that the Raley's is going to be built before Safeway. The rumor I heard is that it will be completed by winter '09. There are just not enough houses in the neighborhood to justify a new store yet.... more
They are in place for 40 years :-) No Joke. But the average price per square foot is cheaper there than in other places so your overall payment ends up being a wash. There aren't a lot of places around here where you can get a 3,000+sqft home FULLY loaded and upgraded for under $400k. I guess paying the mello-roos is the price you have to pay for such a good deal.... more