Home Buying in 95670 : Real Estate Advice

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Stormyleena, Home Buyer in Atlanta, GA
Stormyleena answered:
What is the difference between Foreclosure "Bank Owned" vs "Action"? Where do you get best deal? How do you participate in the?
REOs and FORECLOSUREs are not the same thing, however an REO is only produced as a result of an unsuccessful foreclosure, in which a buyer for the property cannot be found, and so the m ... more
2 votes Share Flag Thu Aug 20, 2015 Foreclosure in 95670
Patrick  O'H…, Real Estate Pro in Citrus Heights, CA
Patrick O'Hare answered:
My question is, how hard is it to purchase another home in Rancho Cordova while maintaining my home in NC.
You are right, your lender will want to know if you are purchasing the property for investment
or personal residence to know what type of loan product they will be able to offer you... ... more
0 votes Share Flag Mon Jan 14, 2013 Home Buying in 95670
Ernest  Math…, Real Estate Pro in Wilton, CA
Ernest Mathews answered:
Is a condo a smart choice over an apartment?
I think so especially if values keep going up. Call me I specialize in Rancho Cordova and condos it cost you nothing buy using me and I will pay for your home inspection. So you make mo ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 95670
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
I have charge off and unpaid credit cards on my credit report can i qualify for a home loan? I never had foreclosure or repos it's just credit
I'm not a lender and I haven't even read any comments. But from your question I'd say you need to find a rich Uncle or marry into a wealthy family.
0 votes Share Flag Sat Jun 2, 2012 Home Buying in 95670
Bob Willett,  in Sacramento, CA
Bob Willett answered:
My sister and I inherited a house with no mortgage. Both names are on the deed now. How do I buy her out of the home?
If I understand your situation correctly, you are your sister are the joint owners of a home owned outright. There are some legal questions that you may want to address with the estate ... more
0 votes Share Flag Tue Mar 20, 2012 Home Buying in 95670
Fran and Mark…, Real Estate Pro in Yardley, PA
Fran and Mark Redding answered:
Is it appropriate for the buyer (as opposed to the buyer's agent) to call the listing agent to check on the status?
It is definitly a NO NO to contact the listing agent. He does not and should not be talking directly with you. It opens him to possible charges of ethics violations. Badger your agent i ... more
0 votes Share Flag Fri Mar 16, 2012 Home Buying in 95670
JoAnn Kaleel, Real Estate Pro in Sacramento, CA
JoAnn Kaleel answered:
I filed chapter 13 bankruptcy in aug 2009. I have done nothing to re-establish credit so my credit score is 596. great salary 25 yrs. can i qualify?
I had a client who purchased his home with 2 years remaining on his Chapter 13. We did have to get his bankruptcy attorney to file with the court for approval. That added about almost 3 ... more
0 votes Share Flag Sun Oct 9, 2011 Home Buying in 95670
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I file chapter 7 on 08, I was release on march 09. how long do I have to wait?
If it was a Ch 7...

• FHA requires 2-years BK discharge (only 1 year if it was due to extenuating circumstances, such as medical or death of a wage earner, etc.)
• VA ... more
1 vote Share Flag Sun Oct 9, 2011 Home Buying in 95670
Matthew Baker,  in Phoenix, AZ
Matthew Baker answered:
recent divorce=short sale. otherwise perfect credit. Good salary, any programs to help me buy a home? Lease option ideas?
have you paid the mortgage on time during the short sale process. If you have, then you coudl qualify for FHA on a new home purchase. You still need to meet the minimum FICO requireme ... more
0 votes Share Flag Fri Feb 4, 2011 Home Buying in 95670
Harry Schaed…,  in Sacramento, CA
Harry Schaedler answered:
house due for action 9-28, when do I have to move out when and if it sells?
If you home is foreclosed on you can in some instances be paid by the bank to move out its called cash for keys they want it clean and with all appliances left in place and keys in ha ... more
0 votes Share Flag Thu Jan 20, 2011 Foreclosure in 95670
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
Can I buy a house with bad ok credit.?
The common thread here is one that we agree with completely. Assuming additional debt at this time just does not seem to be the best decision and your personal position would be best su ... more
0 votes Share Flag Sat Dec 18, 2010 Home Buying in 95670
Cameron Novak, Real Estate Pro in Corona, CA
Cameron Novak answered:
Is this fishy? Sellers agent says house is pending but MLS has remained in "active" status for the past two weeks? And remains
According to most MLS systems and Realtor associations, the listing should be changed to "Pending" or "backup" status within 24 hours. follow up and demand it.
0 votes Share Flag Sat Dec 4, 2010 Home Buying in 95670
Aruna Mettler, Real Estate Pro in Hillsboro, NJ
Aruna Mettler answered:
I am trying to purchase a short sale home; however, the bank keeps asking for more and more money. The house was listed for $298k, I offered $311k
Do you have a buyer's agent who is skilled and certified as SFR or REO or ABR agent? The increase in price is not unusual if there are other offers as well. If the home is listed f ... more
0 votes Share Flag Wed Dec 1, 2010 Home Buying in 95670
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