95632 : Advice

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Hector Solis, Real Estate Pro in 95632
Hector Solis answered:
my short sale completed 8/10. my current score 629. gross income is 200k- how soon can I purchase

You should be okay to buy now. If the short sale is over 3 years old there are different programs that you should be able to qualify for. Now is the best time to purchase wi ... more
0 votes Share Flag Tue Oct 21, 2014 Home Buying in 95632
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
My landlord moved onto the property I rent from her in a tent without asking myself and 2 other tenants if we were ok with that.Can she?
That's a first for me!

Is the home you rent situated on many acres, or is this tent within a few feet of the house or in the backyard?

My initial response would be to say, no, she ... more
0 votes Share Flag Wed Oct 8, 2014 Rentals in 95632
JCL Mortgage, Real Estate Pro in Sacramento, CA
JCL Mortgage answered:
When does a short sale negotiator get paid? Does the negotiator get paid even if the bank refuses the offer? The listing agent wants the buyer to pay
I don't' think anyone gets paid until the transaction is complited.
0 votes Share Flag Mon Aug 26, 2013 Home Buying in 95632
Ernest Mathe…, Real Estate Pro in 95693
Ernest Mathews answered:
My parents live out in the country in the Herald area. They have a very nice 2600 square ft. home located on 5 acres and surrounded by similar homes.
Things are inproving in the country You need a agent that knows the area I have live out here for 25 years and this is also were my office is call and we can talk
Ernest Mathews
Wilt ... more
0 votes Share Flag Thu Dec 6, 2012 Market Conditions in 95632
Jacob Varghe…, Real Estate Pro in San Jose, CA
Jacob Varghese answered:
Do you lend in sacramento, ca?
Yes Kinderlynn - Sacremento and any place in CA for that matter.

NMLS 327086
0 votes Share Flag Fri Nov 16, 2012 Financing in 95632
April Cooke, Real Estate Pro in 95693
April Cooke answered:
Can I refinance if my loan is about 100k under?
Your mistake was going to your bank, it is very hard to qualify for loans or refis with the larger banks right now. You want to get qualified with a Mortgage Banker, they are Direct Len ... more
0 votes Share Flag Tue Oct 30, 2012 Financing in 95632
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
With this economy I am considering investing in real estate to use as rentals for income.It seems to be the best place to invest long term.Is it?
I'd suggest you proceed slowly and with reasonable expectations. I'd also look around for a very experienced by broker who works with investors and can offer you guidance. I've attached ... more
0 votes Share Flag Thu May 31, 2012 Home Buying in 95632
Rene' De Bla…, Real Estate Pro in San Diego, CA
Rene' De Blanco, MBA answered:
Can the buyer of a foreclosure become responsible for any debts that the previous homeowner had? i.e., seconds taken out on the home
The buyer's lender will want to have all liens against the property cleared. Frankly, no lender is going to extend a loan on a house with a lien (secured or unsecured) on title. Furth ... more
0 votes Share Flag Tue Apr 10, 2012 Foreclosure in 95632
Bud Zeller, Real Estate Pro in Placerville, CA
Bud Zeller answered:
Interview at least 3 contractors for experience in the area of the home. Check references an the state contractors board to make sure they have the appropriate licenses, etc!
0 votes Share Flag Tue Nov 30, 2010 Remodel & Renovate in 95632
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