Refinancing after BankruptcyI filed for Bankruptcy in July 2011 after failing in a fast restaurant business. I have a steady job. I am managing my finances good, have good amount of savings now. BofA modified my mortgage
The #1 quality should be the ability to close loans at disclosed and agreed upon terms to their borrowers. However, agents cannot determine that because they use a limited set of loan officers for most situations and rarely stray to find new, better ones. Agents often dissuade clients from using perfectly capable loan officers that offer better terms in favor of their "known" sources that don't have the same pricing options.
The #1 quality is actually 3 of them.
Reliability, affordability and availability.... more
There may be California tax credit available. Recently I was reading about something in California regarding new home purchases. So doing your homework will surely pay off in the long run. Most loans are going FHA and most loans years ago were conventional so the probablity is high that your previous house was not FHA. That is something that most of us realtors and/or title reps can help you out with.... more