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Scott Lawson, Real Estate Pro in 95401
Scott Lawson answered:
My husband did a short sale in Dec 2010. Although this is not our fault our credit score is still below average. Can we buy again?
Hi Jessica,

There is no short answer to this question. You can certainly qualify for an FHA loan now--but you may also qualify for conventional (non government) financing as well dep ... more
0 votes Share Flag Tue Feb 25, 2014 Home Buying in 95404
carolacollier, Home Seller in Sonoma, CA
carolacollier answered:
Will the market in Santa Rosa, CA, open up?
Buy my beautiful home in Sonoma instead. 4bdrm. 3 ba. 3 car garage, nice street. nice neighbors. $835K. Carol: 707-996-1047
0 votes Share Flag Mon Dec 16, 2013 Home Buying in 95404
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
the house I rent reverted to the bank after auction. Landlord will not be redeeming property. How can I buy it before evicted.?
Try contacting the bank or Trustee and ask them that question. The sooner the better before they list the property with an agent.
Good luck,
0 votes Share Flag Sun Aug 18, 2013 Foreclosure in 95404
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Is there any option for refi with a non-Freddie/Fannie loan that is underwater? We have naver made a late payment--just want to switch to a 30 yr fix
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in 95404
Mike Kelly &…, Real Estate Pro in Santa Rosa, CA
Mike Kelly & Allison Norman answered:
what does contingent on a short sale mean?
Courtney, Did you ALSO make a bid? Did your Realtor ask to be put in "back-up" position? The reason I say this is that "Short-Sales" in Sonoma County STILL take an average of 5 months ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 95404
Joyce Conner, Home Buyer in Westchester, IL
Joyce Conner answered:
what does contingent mean?
i put a contract on this property in june of 2012, have not got it yet and its a short sale ,how long do you think i should wait on this property.
0 votes Share Flag Sat Mar 16, 2013 Home Buying in 95404
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
I keep getting a notice that a rental listing I have on here is about to expire, but when I click on listing is says I don't have any.
Then I would say don't worry about it. You have nothing to lose since you don't have one.
0 votes Share Flag Thu Dec 6, 2012 Rentals in 95404
Scott Lawson, Real Estate Pro in 95401
Scott Lawson answered:
We have a house that is worth about $480 conservatively that we owe $360 on. We would like to buy a house on the market for $540K. Is it possible to?
Many of the posters clearly did not read the post. The house is not underwater--there is no short sale needed here. Are you planning on renting your current primary residence and moving ... more
0 votes Share Flag Wed Nov 28, 2012 Home Buying in 95404
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
what is a trustee sale?
Hi vickiobanion,

Whether you are personally facing foreclosure, or a friend is, you need accurate and complete information and a central location to return with any follow-on questio ... more
0 votes Share Flag Sat Nov 17, 2012 Foreclosure in 95404
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
So many of the more reasonably priced listings are up for "Auction" what does this mean for the average buyer?
Auctions are simply another marketing tool and you should be wary. Tpo begin with many are not absolute auctions in other words the Seller has the right not to accept the winning bid. S ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in 95404
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Came home to a posted letter stating that the house we are renting is going up for auction on 5/22/2012 What do we do from here?
Unhappyrightnow:

As a Renter you should be aware of the following informational sources/links:

CA's "Protecting Tenants at Foreclosure Act" - need to know info!
http://www.trulia ... more
0 votes Share Flag Thu Apr 19, 2012 Foreclosure in 95404
Alias8, Other/Just Looking in California
Alias8 answered:
Is Green Credit Solutions a scam? I have worked with Green Credit Solutions. I am a real estate broker and I
Rob Hinds, youve got to be kidding me!!! You got scammed, by Nigerians of all things. Damn youre an idiot. Anyway, Curt And Chris of Green Credit are in jail as of today.

http://g ... more
0 votes Share Flag Tue Dec 6, 2011 Foreclosure in 95404
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
The house I am renting was auctioned today....
You might consider looking into the Mobile Home market. There are many deals in Mobile Home Parks in the area and you would have the security of home ownership! Drop me an email for m ... more
0 votes Share Flag Mon Nov 7, 2011 Foreclosure in 95404
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
The house I am renting is going up for auction- the landlord claims it is a mistake. How can I find out if the auction is happening?
Well, I wouldn't leave until you find out for sure whether the owner is negotiating for a short sale, because if he is, you may be eligible for $3K incentive to move, which will at ... more
0 votes Share Flag Mon Oct 31, 2011 Foreclosure in 95404
Mike Kelly &…, Real Estate Pro in Santa Rosa, CA
Mike Kelly & Allison Norman answered:
what does active o mean?
You need to be careful with the "Active" moniker. Here in the BAREIS system which encompasses 4 counties--the "Active" can also mean, "Continue to show" (C ... more
0 votes Share Flag Thu Nov 4, 2010 Home Buying in 95404
Scott Sheldon, Real Estate Pro in Petaluma, CA
Scott Sheldon answered:
What percentage price reductions have you seen in Sonona CoREOs and how quickly are banks getting back to you?
I am doing loans for folks but I am seeing upwards of 6% seller concessions!

Lets chat more...

707 217 4000 Scott
0 votes Share Flag Wed Sep 29, 2010 Foreclosure in 95404
Jerry, Both Buyer and Seller in Los Angeles, CA
Jerry answered:
I'm looking for information about a company called Green Credit Solutions.
Participants in Green Credit various companies are also involved in many other entities. Reo Profits, Accredit, First Secured Investors. The list goes on and on. If you are an investor ... more
0 votes Share Flag Thu Apr 29, 2010 Foreclosure in 95404
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
what debt settlement program that you know and trust?
Speak with Hannah Fliegel at (415) 999-9348.

www.mycreditrepairshop.com
1 vote Share Flag Wed Oct 14, 2009 Financing in 95404
Marty S, Real Estate Pro in Irvine, CA
Marty S answered:
How long after a foreclosure before a lender will consider loaning money if buyer has 20% down and good?
4 years, unless you go with an Alt-A Company which will allow 2-3 years in some cases.

I am a Loan Officer. If I can be of assistance, please let me know.

Martin.Smith@Emeryfed.c ... more
0 votes Share Flag Mon Jul 6, 2009 Financing in 95404
Sylvia Barry,…, Real Estate Pro in Novato, CA
Sylvia Barry, MAS, CIPS, SRES answered:
Can you show 3836 Sedgemoore Dr., Santa Rosa, CA 95404?
Hi Pat:

And here are properties within 3/4 miles radius of the area - up to $1,3M

http://norcalmls.rapmls.com/scripts/mgrqispi.dll?APPNAME=Bareis&PRGNAME=MLSLogin&ARGUMENT=7ZVVg5C ... more
0 votes Share Flag Thu Sep 13, 2007 Using Trulia in 95404
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