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Nora Moore, Home Buyer in American Fork, UT
Nora Moore answered:
security system keypad needed in 1st floor?
The security system keypad is on the second floor? I've never heard of that before, but I guess I can see what they were going for when they put it in the living space. Personally, I'd ... more
0 votes Share Flag Fri Mar 6, 2015 Home Buying in 95054
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Appreciation potential in Rivermark?
Hi Ter:

Great question, while there will be 10-20% appreciation in Rivermark, you have to determine
commute, job location and convenience is important to you.

The issue of the S ... more
0 votes Share Flag Tue Dec 16, 2014 Home Buying in 95054
Jay Taylor, Other/Just Looking in Santa Ana, CA
Jay Taylor answered:
Is it a good time to buy a house or is it better to wait a couple of months?
Well your thought process is truly inspiring, as owning a property under the current market scenario may not be an easy task. But there are couple of companies who are helping people to ... more
0 votes Share Flag Tue Jul 22, 2014 General Area in 95054
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
fremont elementary schools considering buying house
Can you clarify your question, please? We'd like to be able to provide you with effective answers.
0 votes Share Flag Tue Jul 8, 2014 Home Buying in 95054
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
I am looking to refinance my ( 5/1) arm Loan on my primary residence. My LTV ratio is 85% according to
Hi Prashanth,
It sounds as if your local bank may have what we call an underwriting "overlay". What this means is that they have stricter guidelines in place for themselves than may be ... more
0 votes Share Flag Wed Jan 8, 2014 Financing in 95054
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Planning to take a confirming loan for buying home and confused between 5/1 ARM and 30 yr fixed loan. Interest rate difference is 1.5 which is better
Hello,

There is a break even point on worst case scenario for the 5 year arm that is longer than 5 years. There are sevral non-numerical factors to take into consideration along with ... more
0 votes Share Flag Wed Jan 8, 2014 Financing in 95054
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
I just learnt that my rental unit hoa has filed a litigation against the builder .
Hi Vivek:

It will be tough to find a lender who will give you Non Litigation Rates.

The rates are slightly higher for Condos in Litigation.

There are several lenders including ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in 95054
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Don Callejon as elementary school?
Hi Webmihir

Your best bet will be in Berryessa around Trade Zone.

The API scores are over 900 and you get newer Town Homes.

Let me know if I can help.

Bes regards
Perry Mi ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in 95054
Wes Postleth…, Real Estate Pro in 37027
Wes Postlethwaite answered:
I am just starting my new job as a nurse. Can I get a loan on a $300,000 house?
You might check out Homes for Heroes. The website is www.homeforheroes.com . It offers discounted Realtor fees, closing costs, title reductions, and home inspection costs. This could ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in 95054
Roger Sharma, Real Estate Pro in Dublin, CA
Roger Sharma answered:
I have 2 loans 80% and 10%(interest only) . I am considering refinancing to get lower rates. Please reply what rates and closing costs can you offer?
Hi Hansa,

Not sure if you are still in the market. You should try now since the rates have been dropped recently and until end of October if you lock, the rates are extremely attract ... more
0 votes Share Flag Wed Oct 30, 2013 Home Buying in 95054
Randy Roberts, Real Estate Pro in Beverly Hills, CA
Randy Roberts answered:
Home Loan with 10% down
Might want to look into an 80/10 loan to avoid pmi on a jumbo with 10% down.
0 votes Share Flag Tue Oct 8, 2013 Home Buying in 95054
Chris Fanara, Real Estate Pro in 95054
Chris Fanara answered:
Planning to buy a Townhome in Toscana at Rivermark. I am concerned with the flight path being right above these homes. Area residents kindly comment
Hey Jenny,

I grew up in this area of Santa Clara and my wife and I raise our family in this exact same area. The truth is that like anything else you just get used to it. About 15 y ... more
0 votes Share Flag Mon May 20, 2013 Home Buying in 95054
Chris Fanara, Real Estate Pro in 95054
Chris Fanara answered:
Tavenna in Fremont (new) or a condo in Rivermark (5-7 yrs old)
Definitely Rivermark. I grew up and still live in Santa Clara (right next to Rivermark actually), and I don't think there is a better option in terms of appreciation. Real Estate is all ... more
0 votes Share Flag Mon May 20, 2013 Home Buying in 95054
Chris Fanara, Real Estate Pro in 95054
Chris Fanara answered:
Rentals in Rivermark by Owner
What specifically are you looking for? Do you have a specific floorplan or model type you want to rent? I know Rivermark very well. I have lived right next to it and know many owners an ... more
0 votes Share Flag Mon May 20, 2013 Home Buying in 95054
Chris Fanara, Real Estate Pro in 95054
Chris Fanara answered:
With a budget of 450k which is the best area in South Bay to buy a condo considering future price growth and rentability factor ?
Great question. Remember real estate is all about location, location, location and the truth is that this will probably not be the last property you ever purchase...so with that in mind ... more
0 votes Share Flag Mon May 20, 2013 Home Buying in 95054
Philip E. Ca…, Real Estate Pro in Santa Clara, CA
Philip E. Cabral answered:
Couple looking for (1/)2bed/2bath condo/townhouse in 95054 area
I grew up in San Francisco and currently live 5 minutes from your search area so I am very familiar with the area.

What you would want to do first is go loan shopping. Talk with 2-4 ... more
0 votes Share Flag Wed Nov 7, 2012 Home Buying in 95054
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Can a landlord bring over contractors to take bids on improvements in a 3-day pay or quit? Can he extend for the subtenant but not to the tenant?
Hello MarySmith

Regret to hear of your situation, but any well written lease will clearly indicate
that a landlord has a right to enter the property after giving you sufficient noti ... more
0 votes Share Flag Sat Sep 29, 2012 Rental Basics in 95054
Holly Kick, Home Buyer in Santa Clara, CA
Holly Kick answered:
What would be the good offer price for Mission Gardens townhome - 4BR, 3BTH (2 floor) in Santa Clara?
what i dont understand is why realtors are jumping in to say ask us, talk to your realtor and all such things. Realtors are crooks and cheats , they have no better idea than any other p ... more
1 vote Share Flag Mon Jun 25, 2012 Home Buying in 95054
Frederick Ra…, Real Estate Pro in Santa Clara, CA
Frederick Raia answered:
build a house is san francisco
You should be able to build a medium grade home with plans, permits, and building costs for around $300 per square foot. This would be with a decent licensed contractor who has at least ... more
0 votes Share Flag Sat Jun 2, 2012 Remodel & Renovate in 95054
Happy, Home Buyer in California
Happy answered:
how do we get our escrow deposit back on short sale that fell through by no fault of ours almost 2 months ago?please help we NEED this money, thanks s
The listing agent cannot get a hold/doesn't know where about seller is to sign off on form to refund my deposit. Is there any other way to get my refund? I was told by another broker th ... more
0 votes Share Flag Thu May 10, 2012 Home Buying in 95054
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