95051 : Real Estate Advice

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Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
I am foreign national and would like to know if I could apply for a loan as a foreign national. Will be able to put down 30%?
Yes, it can be done, but the lenders who offer it many times want American Credit, so that is not reasonable to expect. The rates are not pretty on those many times.

It is much eas ... more
0 votes Share Flag Sat Aug 27, 2016 Home Buying in 95051
Josiezula, Home Buyer in Santa Clara, CA
Josiezula answered:
How much does it cost to dear down a house in Santa Clara ca and rebuilt it the zip code is 95051 and the sq is 2000?
I've been reluctant to purchase the blank ATM card online because i know for a fact there fake hackers" out there, but i was convinced that it really works when my friend at my place of ... more
0 votes Share Flag Thu Jul 28, 2016 Home Buying in 95051
Rosaeee, Home Owner in Sunnyvale, CA
Rosaeee asked:
Should we add half bath to the living room or a tiny bath to a tiny bedroom? This is for 1064 sqft 3 bed 1 bath single family home. There is no master room. The current bathroom is 5 x 9 approximately, only next to a 9 x 9 bedroom (closet not included) and living…
0 votes Share Flag Mon Jun 27, 2016 Quality of Life in 95051
VA Mortgage…, Other/Just Looking in Jacksonville, FL
VA Mortgage Hub answered:
What are some pitfalls of VA loans?
VA loans are not anymore difficult when compared to other government loans like FHA or USDA.

VA Mortgage Hub
National VA Loans
www.VaMortgageHub.com
0 votes Share Flag Thu Jun 16, 2016 Home Buying in 95051
Ifshtein, Renter in San Jose, CA
Ifshtein asked:
How often the information on Trulia is updated? It is very frustrating to see a difference between prices on Trulia and prices on apartment's sites. The usual two types of answers : prices are not updated, or this is a typo. Should I believe it?
0 votes Share Flag Fri May 13, 2016 Rentals in 95051
Sam Shueh, Real Estate Pro in Cupertino, CA
Sam Shueh answered:
New Roof popping and creaking in wind
The wind has nothing to do with it. Investigate if not difficult .... I have seen awful roof workers putting nails in the bad place. Suggest you look from attic (below) see what is loo ... more
0 votes Share Flag Sat Mar 5, 2016 Home Ownership in 95051
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
I'm trying to decide whether to sell my townhouse or rent it out. Is the capital gains exclusion deferred until after the property is actually sold?
Hi Cliff

I believe you are referring to the $500k exclusion, if married and lived in the house
For more than two years, or the $250k exclusion if single.

capital gains in excess ... more
0 votes Share Flag Sun Dec 20, 2015 Home Selling in 95051
Sam Shueh, Real Estate Pro in Cupertino, CA
Sam Shueh answered:
Is a tax reassessment reliable for home value?
Assessed value is for tax not for valuation purpose.
You can ask for a review if it is assessed too high. Why bother if it is lower?
Sam Shueh Realtor
0 votes Share Flag Thu Dec 3, 2015 Home Buying in 95051
Wetcats2, Home Buyer in New York, NY
Wetcats2 answered:
When Property Tax will be reassessed after sale?
Zenehome works like a charm
0 votes Share Flag Tue Oct 13, 2015 Home Buying in 95051
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
A single person in Silicon Valley can't afford even something modest in a sketchy area. I used to hear about 'equity share.' Do they still exist?
Yes but you do not hear about them anymore because they are a nightmare. In terms of home buyer, is in not affordable because of the downpayment amount or because of the mortgage paymen ... more
0 votes Share Flag Mon Jul 6, 2015 Home Buying in 95051
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Does applying for a loan jointly with spouse who has no credit history but equal income help or hurt getting approved?
Hello chashu, your spouse may qualify FHA with NO FICO score or traditional credit with alternative credit such as utilities, cell phone, car insurance, rent, etc. Ultimately your quali ... more
0 votes Share Flag Fri Mar 20, 2015 Financing in 95051
Angela Killp…, Other/Just Looking in Rapid City, SD
Angela Killpack answered:
How do you negotiate a septic system in a sale?
If you have an inspector come out to see the septic system and the inspection passes, isn't that a good thing? If the system still works enough to pass inspection, I would ask the inspe ... more
0 votes Share Flag Wed Feb 18, 2015 Home Buying in 95051
Myersjulie31, Home Buyer in Blakeslee, PA
Myersjulie31 answered:
question regarding new AC and Furnace permit inspection
I think that I think that it would be best to get the furnace and the AC checked by the inspector, just to be sure. If he doesn't do so originally, I think it would be a good idea to as ... more
0 votes Share Flag Fri Jan 23, 2015 Home Buying in 95051
RonS, Other/Just Looking in Concord, CA
RonS answered:
I have a recourse loan financed in Michigan. Can I refinance it at all?
in reading your reply to Tina, you aren't asking the question you really want the answer to. It has nothing to do with recourse. You have a home that is underwater. Of course you can re ... more
0 votes Share Flag Thu Jan 8, 2015 Financing in 95051
RonS, Other/Just Looking in Concord, CA
RonS answered:
Hi, we have a rental that was our primary, but refi'd after we moved out. What is our risk if we walk away?
did you refinance it as an owner occupied property? You said you "Subsequently" bought and moved into another home, THEN turned subject property into a rental and refinanced. If you sai ... more
0 votes Share Flag Thu Jan 8, 2015 Financing in 95051
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
Can Bank of America close a loan in 30 days? I was told that they cannot, is it true?
I've worked on deals where BofA closed within 30 days, so yes they can.
0 votes Share Flag Thu Dec 18, 2014 Financing in 95051
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
Do tree roots in crawl space need to be removed?
Hi Pq,

Did the termite inspector mention Why they recommend removal? Was it a conduit for moisture or bugs?

All the best,

Arpad
0 votes Share Flag Sat Sep 13, 2014 Home Buying in 95051
Robert Lei, Real Estate Pro in Cupertino, CA
Robert Lei answered:
I heard that there is huge residential complex is coming up in santa clara near central park in the place of the old kaiser hospital.
Yes, true. There is a huge residential complex in Santa Clara near Central Park in the location tracking device.

Property prices in Santa Clara have risen since your first post,
0 votes Share Flag Sun Jul 6, 2014 Home Selling in 95051
Robert Lei, Real Estate Pro in Cupertino, CA
Robert Lei answered:
Lottery Schools - odds of getting in?
Your best shot is to ask the school or the school district these questions directly.
0 votes Share Flag Wed Jun 25, 2014 Home Buying in 95051
Steve Parsons, Real Estate Pro in Salisbury, MD
Steve Parsons answered:
Question about well that has never been tested...
I always recommend that water quality be tested, regardless of the age of the well or home. You never know the nitrate level, bacteria, arsenic levels, etc. As long as water quality i ... more
0 votes Share Flag Sun May 25, 2014 Home Buying in 95051
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