94607 : Advice

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Austin Quirk, Home Buyer in San Francisco, CA
Austin Quirk asked:
Buying in West Oakland. Hi All - I currently rent in SF, but could probably afford to buy. There are a few new developments in this zip, and it seems like there may be more in the future. But is there any way I…
0 votes Share Flag Mon Apr 28, 2014 Home Buying in 94607
Jackie Care, Real Estate Pro in 94602
Jackie Care answered:
Can any one give me an idea of the cost of a Sewer Lateral in Oakland? The last one I had for a duplex was $4300.
Many many homes fall into the $5-6K range. However.....you really need to have a reputable plumbing company who does this all the time come out and video the line and take a good look a ... more
0 votes Share Flag Wed Oct 23, 2013 Home Buying in 94607
Shane Harter, Renter in San Francisco, CA
Shane Harter answered:
How to get good credit? Get a job? Self-employee or by a house by full cash?
Having "good credit" and being credit worthy are two different things.

Most importantly, to be credit worthy, you need to live within -- under -- your means. You should have ample c ... more
0 votes Share Flag Tue Oct 22, 2013 Home Buying in 94607
Jason Schwag…, Real Estate Pro in Oakland, CA
Jason Schwager answered:
can someone tell me how can I buy a forclosure house in 94607 area?
I know the 94607 zip code very well. If you like, we can talk (415.999.0030). Glad to hear so many of my colleagues here made excellent suggestions. I urge you to read all their respons ... more
0 votes Share Flag Fri Mar 22, 2013 Foreclosure in 94607
smilesandpea…, Home Owner in Berkeley, CA
smilesandpeace answered:
How to calculate property tax?Any formula there?
Honestly, that tax rate isn't true - it is almost 2% in Berkeley.
The 1% annual for my property is $3321. Voter added cost add 821.06 for Schools, Mello Roos, Buses and Parks = 4142. ... more
0 votes Share Flag Sat Nov 24, 2012 Home Buying in 94607
Emily Erekuff, Real Estate Pro in Menifee, CA
Emily Erekuff answered:
How do I delete my rental listing for summerglens. I have the wrong phone number on the listing.
Hi Summerglens,

Claire is correct. The phone number displayed on your listings is pulled from your Trulia profile, so you'll want to edit your profile to change it. To do that, acce ... more
0 votes Share Flag Tue Jun 26, 2012 Using Trulia in 94607
Nelvas, Real Estate Pro in Fremont, CA
Nelvas answered:
Can we use Fannie Mae homepath program with 3.5% down?
Hi,

Please remember, you are only allowed a homepath program on a Fannie Mae listed home. The benefits are no appraisal, no monthly mortgage insurance and no upfront mortgage insuran ... more
0 votes Share Flag Tue Dec 14, 2010 Financing in 94607
Bill Fletcher, Real Estate Pro in Berkeley, CA
Bill Fletcher answered:
I am thinking of buying a condo at Embarcadero W I notice there is a large turn over in those units recently.Is it a smart move for a single working?
Angela,
You can pick up a property over there real cheaply right now. Buyers have a lot of clout right now. As the others write, there is much to consider. In purchasing a condo it ... more
0 votes Share Flag Wed Nov 24, 2010 Home Buying in 94607
Frank Ruzicka, Real Estate Pro in Saint Louis County, MO
Frank Ruzicka answered:
I was quoted a FHA streamline refinance for 4.75%, but the APR is 5.78%, does this look right? I am financing the fees into the loan.
Without knowing all the specifics of the deal I would say it sounds a little high. Based on a very generic scenario my FHA streamine 30 year fixed at a rate of 4.75% has an APR of 5.324 ... more
0 votes Share Flag Sat Jun 5, 2010 Financing in 94607
Al Akerman, Real Estate Pro in New Jersey
Al Akerman answered:
We want to get a 2nd home. Do we qualify for the $6000 tax credit if we don't want to sell our first home? Our earnings are under the limit.
You would qualify for the $6,500 tax credit if you are in contract before May 1, 2010 and complete the purchase before July 1, 2010. You do not have to sell your current home but you ha ... more
1 vote Share Flag Tue Dec 22, 2009 Financing in 94607
Pacita Dimac…, Real Estate Pro in Alameda, CA
Pacita Dimacali answered:
I have seen a number of properties selling for under $10,000. If an individual had over that amount and wanted to buy one of those - how would they?
Goodness, Makifu

The only major city that I've seen that have properties selling for under $10,000 is Detroit, MI where the median price (Dec 2008) is $7,500. And even those ho ... more
0 votes Share Flag Fri Oct 23, 2009 Foreclosure in 94607
Freeman, Home Buyer in 94607
Freeman answered:
move to oakland
I will immigrate to Oakland this year.
I will buy a property to for self-use.
I think (not sure)I am not qualified to apply loan .
I must pay full cash,right?
If I buy a second pro ... more
0 votes Share Flag Sat May 2, 2009 Home Buying in 94607
Bryan Furse, Real Estate Pro in Atlanta, GA
Bryan Furse answered:
Buying a house that is sold 'as it' better than a remodeled house or not ?
The answer below are good; follow their advice.

I would only add that it's always best to figure out the math and be able to compare apples to apples, so take some time and look at ... more
0 votes Share Flag Tue Apr 28, 2009 Home Buying in 94607
Freeman, Home Buyer in 94607
Freeman answered:
How much I should pay to different units (government, agent........)if I buy in a property by cash ?
Dear Nina Daruwalla,
Personal home use or as an investment property,what's the big different?
If age over 55, can be save more money? any benefit?
We don't have property in USA. Will ... more
0 votes Share Flag Tue Apr 28, 2009 Home Buying in 94607
THE COPLAND…, Real Estate Pro in Oakland, CA
THE COPLAND TEAM answered:
Hello: I am thinking of buying a very nice 800 sqf 1 bdr in Old Town Oakland in a great new building for
Old Town Oakland has been improving over the past few years. Mainly due to the revamping of the night life and restaurant scene. The benefit to Old Town is the convenience of being ab ... more
0 votes Share Flag Wed Nov 12, 2008 Home Buying in 94607
Ms. K, Home Buyer in Castro Valley, CA
Ms. K answered:
Is the West Oakland real estate a good investment for flipping?
NO Andrew. Please check out the website called, PATRICK.NET. It contains excellent and refreshing information that we home buyers just NEVER see. It has opened by eyes because this ... more
0 votes Share Flag Sat Nov 8, 2008 Market Conditions in 94607
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