FHA raised their rates again this year and the MIP (mortgage insurance premium) now stands at 1.5% of the loan amount with 10% down, 1.55% with less than 10% down.
Fo ... more
In my experience, working with a local loan officer; where you can walk into the branch ... more
Yes, the property tax rate in Alameda County, and most northern Calif counties, is 1.25% of the assessed value. You can check the county website for more info: www.acgov.o ... more
Sunil Sethi ... more
The property had originally been approved for short sale, but the previous potential buyer was declined due to DTI issues. Based on the previous apprais ... more
At $360,000, the LIST price was right on target for the area comps. Contrary to some of the suggestions below, it is very possible to get credits from the seller when buying a ... more
You should contact your agent, and/or the listing agent of the home - and ask them to remove the photos from internet. Although there are so many websites that we put hom ... more
If your mother is a US immigrant, she can buy a house using her own credit.
If she is a Foreign investor, she can buy with a larger down payment without using your credit. ... more