94523 : Advice

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Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
My credit is around 560 different lenders give me different scores when the tell me no for a VA home loan. The scores have ranged from 517-560
Actually the VA will allow those credit scores, the lenders for the most part wont.

Give me a call and let's look at fixing that credit, it is free. I do so hoping to be able to do y ... more
0 votes Share Flag Thu Jul 23, 2015 Home Buying in 94523
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
I have no foreclosures, bankruptcies , I have missed 2 payments in 6 months do to an error that I showed the credit company. I am not married.
Hi David,

It will depend on what the error was and how it is against. I can recommend someone to assit you in clearing off the errow off the report if there is a need to help raise y ... more
0 votes Share Flag Thu Jul 23, 2015 Home Buying in 94523
Neil Case, Real Estate Pro in Contra Costa County,...
Neil Case answered:
Hello, we are trying to get a VA mortgage. My husband is a veteran. I am a 584 fico hubs 560 is there anyone that can help us get a mortgage?
VA has a very different and in my opinion BETTER underwriting system than other loans. In most instances VA is one of the best loans you can obtain. VA does not have a minimum credit sc ... more
0 votes Share Flag Thu Jun 25, 2015 Home Buying in 94523
Megan Miller, Home Buyer in Fresno, CA
Megan Miller answered:
can we buy a home with credit scores of 560? we are tired of throwing money away on rent
580 is the minimum score for FHA Loans. Check out The Lenders Network, they referred us to our lender and we were approved after being rejected by like 5 lenders!
0 votes Share Flag Wed Jun 17, 2015 Home Buying in 94523
Galia Taneva, Real Estate Pro in Cupertino, CA
Galia Taneva answered:
How to hide outdated search results?
I don't think Trulia has such ability. My suggestion would be to work with a local Realtor and she/he will set you up with an up to date search. If you need recommendation for a Realtor ... more
0 votes Share Flag Tue Apr 7, 2015 Home Buying in 94523
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Whats the most important fact when shopping for a house or choosing that home?
Hi Tim,

Location, and that a house is a good fit for your needs are important.

Kind regards,

Arpad
0 votes Share Flag Thu Mar 12, 2015 Home Buying in 94523
Samantha Marx, Real Estate Pro in 93704
Samantha Marx answered:
I need an estimate as to what would a 4 bdrm 2 bath home in the 94523 area code ( near Orin Lane) rent for.
I would suggest checking with a local property manager. It doesn't hurt to get a few opinions, so you have an idea. Craigslist could be another good resource for you, too. Check si ... more
0 votes Share Flag Tue Mar 10, 2015 For Rent in 94523
Sandra Hazel…, Real Estate Pro in 19103
Sandra Hazeltine answered:
how do i do a for sale by owner?
Truly does not allow FSBO. However, there are many sites that will allow you list. Research shows that listing with a brokerage can sell your house for more money, faster. My advice wou ... more
0 votes Share Flag Sun Mar 8, 2015 Home Selling in 94523
Darron Morris, Real Estate Pro in 55125
Darron Morris answered:
HOW DO I DO A FOR SALE BY OWNER?
Philip,

I agree with the answer below that looking for an agent that will give a a deal to get the place to the MLS would be in your best interest. If you do not pay the buyer's age ... more
0 votes Share Flag Sun Mar 8, 2015 Home Selling in 94523
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
I'm purchasing a new home via FHA. Do I need to have a independent inspection for the new home? It was already built when I purchased it.
FHA suggests that you have a property inspection, but does NOT require one to be performed.
0 votes Share Flag Tue Oct 14, 2014 Home Buying in 94523
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Converting 4th bedroom into a walk in closet for our master bedroom add value to our home?
I would have to agree that a 4 bedroom home has an edge over a 3 bedroom home in terms of value. We often see buyers that are looking for 4 bedroom home but rarely encounter ones that a ... more
0 votes Share Flag Sun Sep 21, 2014 Home Buying in 94523
Jason Wheeler, Real Estate Pro in Pleasant Hill, CA
Jason Wheeler answered:
Is there a tax break when you sell your first home? We own a condo and a house, was considering selling our condo but we can also afford to hold it.
Tax laws change so often and be difficult to give an accurate answer without a little more information. The best thing for you to do would be to talk to a good Tax Professional.

If ... more
0 votes Share Flag Sat Sep 20, 2014 Home Selling in 94523
Tim Nadem, Real Estate Pro in Walnut Creek, CA
Tim Nadem answered:
What are the legal steps to removing a telephone pole in front of our house 15 Bartlett Court Pleasant Hill, CA 94523?
@Brian...First the city is going to ask you why you want to remove the pole, Saying " I don't like it " is not going to work, but health reasons you might have a good chance, but it wil ... more
0 votes Share Flag Mon Nov 11, 2013 How To... in 94523
Tim Nadem, Real Estate Pro in Walnut Creek, CA
Tim Nadem answered:
What are the best restaurants in Pleasant Hill, CA?
And for pizza Try Mello's Pizza on Contra Costa Blvd.
0 votes Share Flag Fri Nov 8, 2013 Entertainment & Nightlife in 94523
Yoann Baral-…, Real Estate Pro in San Diego, CA
Yoann Baral-Baron,SRS, ABR,MRP answered:
I have credit score of 560. I own a rental condo worth $120,000. Can I get a loan to buy another rental condo for $99,000?
Hi Kace,

You should talk to a mortgage specialist about it. Every situation is different unfortunately,

For investment properties, there are a lot of factors to consider:
-The ... more
0 votes Share Flag Sat Aug 10, 2013 Investment Properties in 94523
Accredited B…, Real Estate Pro in Concord, CA
Accredited Brokers answered:
Why don't realtors post HOAs for these places. Whenever I see a townhome or condo for sale, it's the first thing I look for since it can make a huge
This is just one of the reasons why it's so great to have a real estate agent working for you. They will be able to present you with the most up-to-date information and available p ... more
0 votes Share Flag Wed Jul 18, 2012 In My Neighborhood in 94523
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
We are in contract for a home in the 94523 zip. Just noticed a huge crack on the garage floor. Another Homeguard inspection is scheduled. I hear
Ah..............but Melissa, only foundation experts. Now just any ordinary home inspector.
0 votes Share Flag Mon Sep 19, 2011 In My Neighborhood in 94523
Bill Arther, Real Estate Pro in Punta Gorda, FL
Bill Arther answered:
Is it ethical for an agent to push their fiduciary into a home purchase by saying that, "now is the best time to buy a home"?
Charles, how about a different approach? Right now in southwest Florida you can buy waterfront canal homes with boating access to the Gulf of Mexico that were selling for $500k to $1mi ... more
4 votes Share Flag Sun Dec 19, 2010 Agent2Agent in 94523
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
Agents use low interest rates as a motivator for the buyer. Would it not be better for everyone if we used rising interest rates to motivate sellers.?
Charles:

Not so much.

You state, “Upper end sellers are unrealistic on prices.”
I’d respond by saying, “That’s their prerogative.” When t ... more
1 vote Share Flag Fri Dec 17, 2010 Home Selling in 94523
Mike Kelly &…, Real Estate Pro in Santa Rosa, CA
Mike Kelly & Allison Norman answered:
I have a lead that wants to buy a lot however wants the owner to carry the financing while he uses his liquid
Johnny,
I've used CTX mortage as they are builders who understand the process. Does he want to put ANY money down? For years it was 30% down for a lot and it was understood the seller ... more
0 votes Share Flag Tue Jan 22, 2008 Foreclosure in 94523
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