94124 : Advice

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Alex Greer, Real Estate Pro in California
Alex Greer answered:
I am 65 and my IRA is matured; can I use that money to buy a home? What, if any penalties, will I be hit with, other than the tax I will have to pay?
Yes. And you will have to talk to a CPA about the tax implications. Just send me an email if you have any further questions.

Alex Greer
Loan Officer
NMLS #1056079

http://www.The ... more
0 votes Share Flag Mon Apr 7, 2014 Home Buying in 94124
Mike Jackson, Home Buyer in Pittsburgh, PA
Mike Jackson answered:
Insight on Bayview- which streets are best?!?
I live in Bayview on Candlestick hill. It is a nice safe neighborhood with well-tended houses and full of people walking their dogs. The 3rd street rail is safe and conveinient. I ha ... more
0 votes Share Flag Sun Apr 6, 2014 Home Buying in 94124
Scott Luettg…, Home Buyer in San Francisco, CA
Scott Luettgerodt answered:
Can you buy a BMR condo, if you have the full purchase price, but meet all the other qualifications?
I have lived in SF now for 3 years and still own a house in AZ that is rented. Would the City program allow me to purchase a BMR unit here?
0 votes Share Flag Fri Jan 24, 2014 Home Buying in 94124
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann - NMLS 948036 answered:
I want to purchase a home as a first time buyer. I am retired and will meed 50000 to pay off balance of home. How will this betreatedfortaxes?
Not sure as we would need more information. Call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We can do: FHA, Conve ... more
0 votes Share Flag Wed Oct 30, 2013 Home Buying in 94124
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Any advise on investing in Bay View in terms of the market out look and conditions? Any realtors specializing in this area please get in touch, Thx.?
The market is changing quickly and dramatically. I will call you tomorrow.
0 votes Share Flag Sat Aug 24, 2013 Market Conditions in 94124
Helen Yuen, Real Estate Pro in San Francisco, CA
Helen Yuen answered:
What's more profitable Commercial or Residential real estate?
Helen Yuen, Agent, San Francisco, CA
You have to look at the CAPITALIZATION RATE = annual operating income/cost of investment or value
of each investment in a case by case study.

... more
0 votes Share Flag Mon Mar 25, 2013 Investment Properties in 94124
Sally Rosenm…, Real Estate Pro in San Francisco, CA
Sally Rosenman answered:
My wife and I are divorced and owned a home together. Can I still qualify as a first time home buyer and withdraw $10,000 from my IRA?
Lots of good answers. I would contact Ephraim Schwartz, an excellent mortgage broker.
ephraim@omglenders.com, 415-297-8514
If you are not satisfied, you can go to my website and lo ... more
0 votes Share Flag Wed Nov 7, 2012 Home Buying in 94124
Michael Young, Real Estate Pro in San Francisco, CA
Michael Young answered:
Can I use my IRA to buy a house?
She should not close the IRA, otherwise, penalties and tax issues arise. She should transfer her IRA to a real estate IRA where she can purchase real estate. She cannot live in the pr ... more
0 votes Share Flag Sun Apr 1, 2012 Home Buying in 94124
Natasha Lovas, Real Estate Pro in 94102
Natasha Lovas answered:
how to prove my case on the city for the taxes (the diference in the value)?
I don't see why your payment has increased by $300. That doesn't sound right to me. If your purchase price was $360k, your annual taxes would have been $4104. If the City believes th ... more
0 votes Share Flag Fri May 8, 2009 How To... in 94124
Danielle Laz…, Real Estate Pro in San Francisco, CA
Danielle Lazier answered:
We just qualified for FHA financing, but found out the property doesn't qualify because the HOA is only
Hi Diane,

Yes, you might be able to get FHA "spot approval" for the condo building. There is a very limited number of condo buildings in San Francisco that qualify as pre-approved fo ... more
0 votes Share Flag Mon Mar 30, 2009 Home Buying in 94124
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