Financing in 94114 : Advice

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Mitchell Lub…, Real Estate Pro in Los Angeles County, CA
Mitchell Lubinsky answered:
Currently have a loan @5.6% and am current, with a stelar credit rating; however, due to low income (fixed) a can not refi at a lower rate
You may qualify for HARP streamline refi, if your loan belongs to FNMA or Freddie Mac. This type of refi goes by stated income and stated assets. But it is barely available to independe ... more
0 votes Share Flag Sun Feb 8, 2015 Financing in 94114
Ted Rood, Real Estate Pro in 63146
Ted Rood answered:
Are there really mortgages at 4.5%?
Yeah, not sure who's writing loans at 5.25%, but that's ridiculously high. Best execution rates for conforming loans are now in the mid 4's. Each borrower's rate is based on a number ... more
0 votes Share Flag Sun Feb 8, 2015 Financing in 94114
Lance R King, Real Estate Pro in San Francisco, CA
Lance R King answered:
Is the 'self-sufficiency' test frequently a limiting factor in closing a 3-unit FHA in SF? How does the FHA assessor determine the?

We work with several lenders who offer different programs. If you shoot me an email I'll send you several referrals.

Best Regards,

Lance King/Managing Broker
lance@fi ... more
0 votes Share Flag Mon Apr 5, 2010 Financing in 94114
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