Home Buying in 94105 : Advice

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KM, Home Buyer in Oakley, CA
KM answered:
Do banks have an obligation to send me a copy of my credit report after they pulled it (for obtaining a pre-approval purpose)?
By law, lenders must disclose the credit scores and credit scoring factors when they obtain a credit report.

Lenders are not credit reporting providers. They are not allowed to prov ... more
0 votes Share Flag Thu Dec 3, 2015 Home Buying in 94105
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
I WOULD LIKE TO KNOW IF ITS VERY DIFFICULT TO BUY A HOUSE IN HOUSTON. MY HUSBAND IS IN THE MILITARY AND WHEN HE COMES HOME WE WANT TO MOVE TO HOUSTON
It is very easy to buy a house with cash anywhere, will you be paying with cash?
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 94105
Brad Neumann, Real Estate Pro in Franklin, TN
Brad Neumann answered:
which is best area to buy a home in San Francisco for a young couple willing to fix up a home in a good area nearest to Finacial district for $475,000
I can recommend a great realtor to help you find the best home. Call or email for a free pre-approval and free credit report.

We can do: FHA, Conventional, USDA, VA, HARP, Interest ... more
0 votes Share Flag Sat Oct 26, 2013 Home Buying in 94105
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
would it be possible to find studio in San Francisco, CA 94105 for $1500 im international student and i will study in academy of art university?
I would suggest you try the regular rental sites:

http://www.craigslist.com
http://www.apartments.com
http://www.trulia.com (Rentals Section)
http://www.zillow.com (Rentals Se ... more
0 votes Share Flag Thu Jul 25, 2013 Home Buying in 94105
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
i live in an outskirts of Houston Texas, a realtor informed me that they do not give mortgages for Condos. how true is that?
Condos can certainly be purchased using lender financing. Some senior communities are CASH only.

But other than senior communities, I have not come across condo developments where fi ... more
0 votes Share Flag Sat May 18, 2013 Home Buying in 94105
Greg Bryan J…, Real Estate Pro in San Francisco, CA
Greg Bryan JD/MBA answered:
How do I find the HOA contact detailsthat maintain 218 Union street, San Francisco?
Contact the listing agent. They should have the HOA's contact information.

If they don't you may want to contact your realtor. I did a little checking and this 7 unit b ... more
0 votes Share Flag Sun Apr 24, 2011 Home Buying in 94105
Robert Schult, Real Estate Pro in Sarasota, FL
Robert Schult answered:
Owner file for bankruptcy in the middle of a short sale, how will this affect my buying short sale property?
Unfortunately, the bankruptcy effectively stops the short sale process. This has happened to me on a deal that was close to being completed. The seller filed for bankruptcy and the sell ... more
0 votes Share Flag Wed Feb 23, 2011 Home Buying in 94105
Paul Hwang, Real Estate Pro in San francisco, CA
Paul Hwang answered:
I'm a Canadian relocating to CA with my partner and two small dogs to work in Novato but have an affinity for SF. I have about $700k Cash to
Although the market has picked up significantly, the buyer is the boss still, especially if the buyer has $700k in cash!
0 votes Share Flag Wed Feb 23, 2011 Home Buying in 94105
Paul Hwang, Real Estate Pro in San francisco, CA
Paul Hwang answered:
Looking to purchase a 2 bed room modern condo in downtown SFO about 15 minutes walk from Freemont Street.
I've got some great listing coming up at the Metropolitan, 1block away from fremont street. less than $700k for a modern high rise doorman building.
0 votes Share Flag Wed Feb 23, 2011 Home Buying in 94105
Dorene Slavi…, Real Estate Pro in Torrance, CA
Dorene Slavitz answered:
hello! I just saw a new listing for a condo that has a huge terrace. I would say about 350 sq ft. How much is a terrace worth? I understand it is
Hi Larry,
A terrace is nice to have, most buyers love them as they add living space to the home..but..they are not cosidered as part of the square footage of the property. I don't ... more
0 votes Share Flag Fri Jul 2, 2010 Home Buying in 94105
Lance King, Real Estate Pro in San Francisco, CA
Lance King answered:
Condo Inspection Question.
Noname,

You can get as many inspections as you want, but typically our clients start with a contractor inspection and go from there. With a condo of that age I personally wouldn' ... more
0 votes Share Flag Sun Apr 4, 2010 Home Buying in 94105
Riffsf, Home Buyer in 94105
Riffsf answered:
246 2nd Street Advice!
I recently bought in this building and would be happy to discuss my experience with you.
0 votes Share Flag Tue Mar 30, 2010 Home Buying in 94105
Eileen Bermi…, Real Estate Pro in San Francisco, CA
Eileen Bermingham answered:
Earthquake Insurance
Earthquake insurance is a hot topic these days. As such, I recently wrote a blog post covering the subject:
http://insidesfre.com/2010/03/18/earthquake-insurance-to-have-or-not-to-have ... more
0 votes Share Flag Tue Mar 30, 2010 Home Buying in 94105
Paul Hwang, Real Estate Pro in San francisco, CA
Paul Hwang answered:
Condo Comparisons in 94105?
Do you desire the best?

I looked for 2 years before buying my first home in San Francisco, and it was right down the street from One Hawthorne at Museum Parc. Let me tell you from pe ... more
0 votes Share Flag Tue Jan 5, 2010 Home Buying in 94105
Tony  Abad, Real Estate Pro in El Cajon, CA
Tony Abad answered:
New 2009 construction, two condo building. How are HOA fees established? How is coverage determined?
The builder forms the Board of directors with company people. It has a management company that it uses to draft all of the governing documents.

For more on HOAs read my blog:
www.T ... more
0 votes Share Flag Wed May 27, 2009 Home Buying in 94105
Sally Rosenm…, Real Estate Pro in San Francisco, CA
Sally Rosenman answered:
Buying a 9 yrs old condo - do I need to get a termite inspection? What are the pro and cons?
Hi Leigh,

Are you buying in a new high-rise complex? Or in a 2-3-4 unit building? You need permission of the Home Owner's Association in any complex to take a termite/pest inspecto ... more
0 votes Share Flag Thu May 7, 2009 Home Buying in 94105
Gregory Hayes…, Real Estate Pro in
Gregory Hayes Garver answered:
Short Sale question/advice -Pro & cons of havinghome inspection done before bank negotiates a final settlement
Good answer David that sums it up.
0 votes Share Flag Tue Apr 14, 2009 Home Buying in 94105
Gregory Hayes…, Real Estate Pro in
Gregory Hayes Garver answered:
purchase a condo in San Francisco, $800K all cash offer. What are the closing costs and how much?
Approximately 2500, have your agent call the escrow company.
0 votes Share Flag Wed Apr 8, 2009 Home Buying in 94105
Peter Brunton…,  in San Francisco, CA
Peter Brunton, MBA answered:
Im a buyer from out of state, have made 3 weekend trips to SF (trips are not getting any cheaper) hoping to
Hi Jessy,

I wouldn't say that you need someone who specializes in either single family or condos, but you do need someone who is actively practicing and putting in offers. Internet d ... more
0 votes Share Flag Wed Apr 30, 2008 Home Buying in 94105
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