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Suparn Gupta, Renter in Sunnyvale, CA
Suparn Gupta asked:
Auto Loan on Student Via (F1) I am on a student visa (OPT) and I need an auto loan. I have finished my studies and I am working as a full time employee in Bay Area. I have a decent credit score. Can I get an auto loan?
0 votes Share Flag Sun Jun 22, 2014 Financing in 94086
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Buyer's agreement for 6 months?
Just tell him that you find it hard to sign an exclusivity contract with him before having worked with him. He should be ok with the two of you figuring out after a couple home tours/m ... more
0 votes Share Flag Fri Apr 25, 2014 Home Buying in 94086
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Is it possible to convert a Quadplex into 4 condos?
You need to talk to the city about this. Just send me an email if you have any further questions.

Alex Greer
Loan Officer
NMLS #1056079

http://www.TheMortgageOutlet.com
408-352 ... more
0 votes Share Flag Mon Mar 31, 2014 Home Buying in 94086
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Anyone know what will happen to the two areas that are fenced off on Evelyn going west, before you hit downtown? On the left was the old Sunnyvale
Hi Cathy,
The others are correct. Empty land is scarce here, so new communities will almost certainly be densely packed. Even if they did build single-family, most likely they will b ... more
0 votes Share Flag Fri Nov 1, 2013 Home Buying in 94086
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
I have been paying MIP for 3 years on a FHA loan. I want to refinance (streamline FHA) Does my MIP start over for another 5 years?
FHA loans have MIP... you will start over if you refi
0 votes Share Flag Wed Oct 9, 2013 Financing in 94086
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
Hi, I am in contract to buy a house. I am trying to get the loan to close in time, however, due to some factors, it may not happen. I have the ability
As many have mentioned, this is called "Delayed Financing". You can do Delayed Financing with:

Fannie Mae
Freddie Mac

FHA and VA don't have "delayed financing" specifically but ... more
0 votes Share Flag Sun Oct 6, 2013 Financing in 94086
Thekbhomedan, Home Buyer in Bradenton, FL
Thekbhomedan answered:
Evelyn Glen (KB Homes), Sunnyvale, CA. 3Bed/4Bath town home (5 years old) priced at $700K. Is it worth buying? Appreciate your response!
KB Homes is having a lot of problems in Florida. Are they having the same issues in California? Take a look at some of the pictures and videos are problems these homeowners are experien ... more
0 votes Share Flag Tue Apr 30, 2013 Home Buying in 94086
Flavio Tejada…, Real Estate Pro in San Mateo, CA
Flavio Tejada, MBA,Realtor/Own answered:
How are home values in the Ellis elementary school district? Would they increase or be stable over a period of time?
Hi,
nice homes with good value...you can easily research schools/API scores, neighborhoods and much more here
http://americarealtyonline.com/

good luck!
$$$BUYER CASH REBATE 50%-6 ... more
1 vote Share Flag Sat Mar 23, 2013 Home Buying in 94086
Alliance Hom…, Real Estate Pro in Sunnyvale, CA
Alliance Homes answered:
Want to purchase custom built manufactured home. I'm looking to go in on this purchase with my mom.
Unfortunately, there are not any 0% down payment loans available on manufactured homes. Financing starts at 5% down, but you cannot finance in any fees or closing costs so a 10% down lo ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 94086
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Selling a SFH in the Ponderosa Park neighborhood of Sunnyvale
Hi Jerry,
How did it all turn out?

1. How much total commission did you pay and do you think you got a good price for your home?
2. Now is an excellent time to sell. When did yo ... more
0 votes Share Flag Sat Feb 9, 2013 Home Selling in 94086
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Hello, I am doing a FSBO for a single family home and looking for a realtor who can handle the paperwork, I am already in a contract with a buyer
Nowadays the handling of the paperwork and the liability/risk of it is actually much greater than the work required to find a buyer.
0 votes Share Flag Sat Feb 9, 2013 Home Selling in 94086
Flavio Tejada…, Real Estate Pro in San Mateo, CA
Flavio Tejada, MBA,Realtor/Own answered:
Is Ponderosa Park area in Sunnyvale, CA considered a safe place to live?
Hi,
I agree with the others, Ponderosa Park is a nice neighborhood

good luck!
BUYER CASH REBATE 50%-60% / SELLER DISCOUNT 50%

Flavio Tejada, MBA-Finance, Realtor, Broker/Owner
... more
0 votes Share Flag Mon Jan 7, 2013 In My Neighborhood in 94086
Robert Lei, Real Estate Pro in Sunnyvale, CA
Robert Lei answered:
Looking for an independent home appraiser for Sunnyvale/Santa Clara
For what reason are you looking for an independent appraiser? Are you not happy with the appraisal value obtained by the bank's appraiser?
0 votes Share Flag Sun Nov 25, 2012 Home Buying in 94086
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
For FHA loans is it mandatory to pay PMI for 5 years even if the equity is over 20 percent of the loan value?
Good morning Ronline,

The FHA program calls it MIP: the Annual Mortgage Insurance Premium is collected in monthly installments. Borrowers must pay this premium for a minimum of 5 yea ... more
0 votes Share Flag Thu Sep 27, 2012 Home Buying in 94086
Kevin, Home Buyer in Sunnyvale, CA
Kevin created a review:
I am interested in buying a 1 bed room condo in Sunnyvale Can anyone tell me if there is any deal for 1 bed room condo in Sunnyvale right now?
0 votes Share Flag Sat Aug 18, 2012 Home Buying
James P. Ryan…, Real Estate Pro in Washington, DC
James P. Ryan, Jr answered:
Termite Re-inspection during selling home
If company (B) completed a treatment, and issues a guarantee, even disclosing both initial reports to the buyer (a good thing) should pose no problems. The guarantee from company (B) sh ... more
0 votes Share Flag Thu May 10, 2012 Home Selling in 94086
Flavio Tejada…, Real Estate Pro in San Mateo, CA
Flavio Tejada, MBA,Realtor/Own answered:
Any recommendation for termite inspectors for a single family home in Sunnyvale, CA?
Hi Cuilgypsy,
you may want to give HomeGuard a try. Good luck

Buyer 50%-60% Cash Rebate / Seller 50% Commission Discount
Quality Full Service! Work directly with the Broker.
Flavi ... more
0 votes Share Flag Thu May 3, 2012 Home Selling in 94086
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
I have bofA FHA loan. Payed Mip for 6 yrs. Can I pay down mortgage to 20%equity then streamline refi with no appraisal?
"SO I guess I did not read the question correctly. My appoligies. Let me restate my answer, Yes you can pay down the mortgage to 20% and the MI would drop off, "

Sorry Rich ... more
0 votes Share Flag Tue Jan 17, 2012 Financing in 94086
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
I am interested in purchasing a 2-3 bedroom townhouse in the Sunnyvale area as an investment. Can I get a positive cash flow with a 20%?
You might consider SFR homes up in the wine country north of the Bay Area, and avoid HOA dues! lots of good deals up here in Santa Rosa!
0 votes Share Flag Wed Dec 28, 2011 Home Buying in 94086
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Which location preownd evlyn glen by KB Homes in sunnyvale and boulevard by shea homes santa clara is better ? I am planning to put a offer on both.
Hi Anu:

Happy holidays.

I would go with Evelyn Glen also check other listings out

http://ruthandperry.com/Listings?operation=search&ls=REIL&predefined=1422311239

Hav ... more
0 votes Share Flag Wed Dec 28, 2011 Home Buying in 94086
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