First order of biz. Is the MH in a resident owned condo, subdivision or Planned Unit Development and is it fee simple or a co-op? Or is it in a rent/lease park/community? There's a big difference. If it's in a "Resident Owned" community and was built after June 15, 1976 (HUD compliant) there are a number of lenders who will fund it providing it comps.
Values do not depreciate in a resident owned community contrary to what many on this thread have told you. However, if the home you are seeking to purchase is in a rent/lease park/community you can an often do have problems with financing especially if it's a PRE HUD home. You will be putting more down and will pay a higher interest rate regardless of your credit or LTV.
MH's in rent/lease communities can depreciate as the rent increases. However, if the park/community is in a desireable area or in the path of progress you can and usually do realize some level of value and in many cases even appreciation. However, if it's a PRE HUD home it's almost impossible to see any appreaciation at all.... more
How about a nice house with a granny unit you can stay and vacation in up here in the wine country of Sonoma County! Check out the search engine on my website to look up properties for sale up here.... more
With the housing prices going up it will be difficult to find a SFH in that price range but they do come up once in a while. You may want to expand your options to find a faster sale before you miss out on an opportunity. Give me a call to see what your options are.