Home Buying in 92840 : Real Estate Advice

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Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
is it possible to be approved for a loan with bad credit??
Hello Krystal, yes you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. Your fico scores can be raised within 3-4 days ... more
0 votes Share Flag Sun Feb 28, 2016 Home Buying in 92840
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo, Broker & Associates answered:
I just refinance my house that I lived in for 19 years. as home owner property my question is can I buy a bigger house to move in the same month?
The consensus amongst most of the Lenders that have replied is Yes. Subject to the terms of your new loan, etc. There are missing variables to the equation but as long as you are pre-ap ... more
0 votes Share Flag Fri Feb 6, 2015 Home Buying in 92840
PacWest Prop…, Real Estate Pro in Orange, CA
PacWest Properties answered:
If I had a mortgage loan modification in January 2013 can I be a co-signer for my daughter on an FHA mortgage loan? I do not want to be a co-borrower
to be of any help to your daughter.. it would be based on your current credit score and total debt to income ratio.

Contact Brentwood Pacific Financial for a full credit report and ... more
0 votes Share Flag Fri May 24, 2013 Home Buying in 92840
Frank Abbade…, Real Estate Pro in Garden Grove, CA
Frank Abbadessa answered:
Is anyone know if there is $15000 government grant for 1st time buyer going on right now 4/16/13? Will the money put in escrow?
My lender works with the Platinum Grant Fund which only requires the buyer to put 0.5% down on a 3.5% loan. You never have to pay the money back as long as you stay in the home for 5 y ... more
0 votes Share Flag Thu May 23, 2013 Home Buying in 92840
Brian Huynh,  in Orange County, CA
Brian Huynh answered:
Seeking advisor/agent to help in buying a home in Orange County. Not in the US but will move in late summer.
Mr Joshua,
You should find a co-sign (family member, relative, friends,..) whom is working more than 2 yrs and is willing to help you to do as the co-signer and you must find out what ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in 92840
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
looking to have in-laws co-sign on a mortgage loan..do co-signers have to be living in prospective home or just in this case my wife and i??
Hello William,

Sounds like you have some very nice and trusting inlaws!

To answer your question, they do not have to live in the home.

They would need to meet the credit and in ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in 92840
Solar Panels…, Real Estate Pro in NORTH BETHESDA, MD
Solar Panels Realtor answered:
Adding a Co-Signer to a loan.
Miah, Check out Naval Federal Credit Union. They offer a 100% NO PMI financing.
Hope this is helpful.
Thank you
0 votes Share Flag Sun Feb 10, 2013 Home Buying in 92840
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
Will renting out rooms in a home get us more from a lender?
Hello Courtney,

If you are buying a single family home, renting out rooms will not help you qualify for a larger loan amount. Most lenders will not consider any rental income from r ... more
0 votes Share Flag Fri Sep 21, 2012 Home Buying in 92840
Felix Hung, Real Estate Pro in Irvine, CA
Felix Hung answered:
Will having a co-signer get us more money for a house?
Deborah,

Thanks for the correction.

Felix
0 votes Share Flag Fri Sep 21, 2012 Home Buying in 92840
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
Why are mobile homes so cheap?
Despite some of the comments regarding their safety, the newer ones are just as safe as stick-built homes.

They're cheap (as some of the previous answers noted) because:

(1) In pa ... more
1 vote Share Flag Sat Mar 24, 2012 Home Buying in 92840
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
if my husband and i dont have great credit but are trying to fix past dues and fees would we still be able to finance or lease a home??
Hello Krystal,

You can buy a home even if you do not have GREAT credit. That being said, you do need to have GOOD credit.

If you are first time buyers contact CalHFA. CalHFA is a ... more
1 vote Share Flag Mon Mar 5, 2012 Home Buying in 92840
Jo Anna Leduc, Real Estate Pro in Pasadena, TX
Jo Anna Leduc answered:
Is 6% closing cost too much? How long does escrow process takes, and what happens if it goes over the due date?
This is difficult to answer tsince there is not enough information. 1) What costs were included in the closing costs? The type of loan you are obtainng can effect this if you are havi ... more
0 votes Share Flag Wed Jun 23, 2010 Home Buying in 92840
Donna Urdani…,  in Garden Grove, CA
Donna Urdanivia answered:
Is 92840 in Garden Grove a great area to invest in for a rental condo?
Garden Grove is holding its own among other city as far as property values. But Irvine is a better area, and will always be higher. You need to look at properties in both cites and co ... more
0 votes Share Flag Wed Jun 23, 2010 Home Buying in 92840
Donna Urdani…,  in Garden Grove, CA
Donna Urdanivia answered:
Would you know the name of the owner of 12562 Nelson Street,unit 206,Garden Grove,92840.I have ads
I cannot find anything on this property in the tax records.
0 votes Share Flag Wed Jun 23, 2010 Home Buying in 92840
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