Home Buying in 92705 : Real Estate Advice

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Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
Does anyone knows any .5 percent down low PMI home loan?
This seems like a fairly difficult thing to get to be completely honest. I don't want to say that it's impossible, because you could find this kind of deal, but you will need some serio ... more
0 votes Share Flag Wed Feb 18, 2015 Home Buying in 92705
Omar Khamisa, Real Estate Pro in stockton, CA
Omar Khamisa answered:
Home buyer rebate
Hello Purefct

there are many real estate company like redfin offers rebate program.


good luck


Omar Khamisa
NMLS 369325
510-648-5535
0 votes Share Flag Thu Jan 1, 2015 Home Buying in 92705
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Interested in lender mortgage promotions, rebates, air mile earning, etc
With all due respect, asking a question then telling us how we should or should not answer is not quite fair fame.

From your two posts, you seem way more interested in perks and plus ... more
1 vote Share Flag Thu Jan 1, 2015 Home Buying in 92705
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
I have contacted a realtor twice on the internet re: a house in santa ana ca and I have yet to hear back. Help
Some of these agent are lame.

here is a good one in that area:

Call Gran Loel his number is 949-335-6457

If there is a lock box I am sure he will show you the house immediately
0 votes Share Flag Wed Oct 2, 2013 Home Buying in 92705
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
In California, at what point in escrow should the property disclosures be given to the buyers agent?
I no longer sell real estate so it could have changed ( I only do mortgages now days)

In California a buyer has 3 days to back out after getting any disclosure and get their full dep ... more
0 votes Share Flag Wed Oct 2, 2013 Home Buying in 92705
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
As a home buyer, what are you looking for in your mortgage lender?
Well, I can tell you what the sellers and the agents want. They want a lender that is going to close on time and meet the contingencies.

Most likely if you ask most loan offices how ... more
0 votes Share Flag Wed Oct 2, 2013 Home Buying in 92705
Louri Groves…, Real Estate Pro in Fountain Valley, CA
Louri Groves 767-8158 answered:
Short Sale: Father in law's medical expenses are my responsibility and now can't afford my 2nd home, would I qualify for HAFA?
Hi Marco,

First of all, I am sorry that your family is going through cancer. It' very admirable of you to care for your FIL.

In response to your question, HAFA is for prim ... more
0 votes Share Flag Fri Aug 26, 2011 Foreclosure in 92705
Connie Bramb…, Real Estate Pro in Rancho Cucamonga, CA
Connie Bramble answered:
Does seller have grounds to hold our (buyer) deposit due to unforeseen circumstance in loan phase so we cancel escrow due to loan contingency?
Dear Homebuyer,
You have more than one issue here. You say the seller is now asking for a per diem. So that sounds like you have requested to extend your time. We don't know wh ... more
0 votes Share Flag Sun Nov 7, 2010 Home Buying in 92705
Laura Myers…, Real Estate Pro in Scottsdale, AZ
Laura Myers PLLC, CLHMS, GRI, answered:
Can our preapproval letter be used against in holding our deposit if we don't get loan? We have not signed off on loan conting. it is past 17
In general, if you don't have a loan contingency then you cannot rely on that to get out. If you have not waived it then you can. If you have loan contingency and that cannot be ... more
0 votes Share Flag Thu Nov 4, 2010 Home Buying in 92705
Bob Georgiou, Real Estate Pro in Danville, CA
Bob Georgiou answered:
Is it common to pay per diem charges in this market when escrow is delayed? delay is on seller side but not our fault with erroneous credit reporting.
This is not a good situation for you and unfortunate. There is some good infomration here, what I would add is that this situation should be brought to the broker of record for the offi ... more
0 votes Share Flag Thu Nov 4, 2010 Home Buying in 92705
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