92679 : Real Estate Advice

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hasseba   fe…, Home Buyer in Irvine, CA
hasseba ferguson asked:
i this property is bank owned ? iwhat is the price the bank is asking? is the bank negtiobale ? What is the HOA. Tax? AddWe are first time buyer but we are looking for forclosed bank owned home only Not a short sale .. My husnand we can afford a marogate including HOA for 3000 a month total

0 votes Share Flag Wed Jul 20, 2016 Foreclosure in 92679
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
I was looking for an answer to this question: Is the "closing cost" the same as the "total estimated settlement charges"?
HUD-1 estimated cost is what you need for closing. It is a starting point.
After escrow the pennies and dimes are adjusted.
0 votes Share Flag Fri May 30, 2014 Financing in 92679
Jill Murty, Real Estate Pro in Mission Viejo, CA
Jill Murty answered:
An HOA was listed as $135. month during escrow. At close of escrow it jumped to $175. One year later it jumped to $215. What is that all about?
It could be about mismanagement of funds. Sometimes, boards will approve costs without doing enough research into whether or not what is being proposed is reasonable or makes sense. I ... more
0 votes Share Flag Sat Jun 29, 2013 In My Neighborhood in 92679
Cristian Car…, Real Estate Pro in IRVINE, CA
Cristian Caranica answered:
Looking to purchase a home in Coto this summer. FHA loan with low down. Would love a home in 900s possible to get seller carry back?
Here is a link to help you understand the process of AITD

0 votes Share Flag Tue Feb 26, 2013 In My Neighborhood in 92679
Ingrid Ski R…, Real Estate Pro in Mission Viejo, CA
Ingrid Ski Realtor answered:
Considering moving from Irvine to Coto de Caza, Ca is it worth the move?

Irvine is a great city and Coto De Caza is a great city What is the reason you want to move from Irvine to Coto? This maybe a good decision for you Would want ro ta ... more
0 votes Share Flag Tue Mar 20, 2012 In My Neighborhood in 92679
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Total Estimated Funds needed to close - does this always have to include the additional down payment needed?
On that mortgage if I were locking it this morning your total funds to close if your credit score is between 640-680 is $24549 which includes a full month's payment. So if you clo ... more
0 votes Share Flag Thu Feb 16, 2012 Financing in 92679
Karen Parsons…, Real Estate Pro in Laguna Beach, CA
Karen Parsons Fiddler answered:
Re: a deeded garage was discovered taken over by another owner of condo. How can it be taken back? Or should it just be sold to present squatter?

I would also suggest your friend chat with an attorney. There is such a things as adverse possession...and an attorney can help them determine the best course of action.

0 votes Share Flag Fri Jul 8, 2011 Home Selling in 92679
Cathy Bureau, Real Estate Pro in San Antonio, TX
Cathy Bureau answered:
Is FHA loan our only option?
Get The max for FHA is $350,000. For a conventional loan you will have tput down 20% to avoid private mortgage insurance. If you can put 10% down then you can get a 2nd loa for the oth ... more
0 votes Share Flag Thu May 12, 2011 Home Buying in 92679
Jeri Creson, Real Estate Pro in Studio City, CA
Jeri Creson answered:
my landlord is broker/agent. he executed a 12 month lease with us AFTER he know he was in forclosure. Is this legal?
It's important that you speak with an attorney, as my fine compatriots have stated. That being said, there are a few factoids...issues to be aware of and look at as they may or ... more
0 votes Share Flag Tue Mar 16, 2010 Foreclosure in 92679
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