Home Buying in 92656 : Advice

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Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Im looking to purchase an investment property here locally in Orange County, Have had some real bad experiences with different lenders. Help?
What were the issues you had with the other lenders? Should be pretty straightforward with your credit score, adequate income, down payment and debt-to-income ratio.
0 votes Share Flag Fri Nov 7, 2014 Home Buying in 92656
Lori Hanson, Real Estate Pro in 92656
Lori Hanson answered:
are the houses here close to the lake? how close are they particularly lake elsinore new houses, thanks?
There are a number of homes that are within walking distance of the lake and go out from there. All are pretty much a short drive to the lake where there is public access to the lake f ... more
0 votes Share Flag Tue Apr 22, 2014 Home Buying in 92656
Bill Cook, Real Estate Pro in Lake Forest, CA
Bill Cook answered:
Do you need 20% down in order to avoid paying PMI?
You have a couple of options:

1.) 1 1st and 2nd combo

2.) 1 loan at 90% LTV with lender paid MI included in rate, and some rare ones have none at all

as far as I know right now ... more
0 votes Share Flag Sat Mar 1, 2014 Home Buying in 92656
David Bates, Real Estate Pro in Aliso Viejo, CA
David Bates answered:
Is it even possible to find a single-family home in or near Aliso viejo for under 200 k? Are foreclosures a bad idea?
Monique,

This is an REO right now! They pop up every so often and go quickly. The best thing you can do is be ready for one. You need a solid strategy, financing in order, and you ... more
0 votes Share Flag Tue Jan 22, 2013 Home Buying in 92656
Jason Irwin, Real Estate Pro in Newport Beach, CA
Jason Irwin answered:
We are interested in a rental in Aliso Viejo before buying. Any realtors specialize in rentals?
There are a number of quality rentals that come on the market daily in Aliso Viejo that wouldfit what you are looking for. DO not worry about your bankruptcy, I work with a number of l ... more
0 votes Share Flag Thu Apr 12, 2012 Home Buying in 92656
Jason Irwin, Real Estate Pro in Newport Beach, CA
Jason Irwin answered:
Are there any detatched houses in Aliso Viejo for under 500,000?
there are a number of homes in Aliso Viejo under $500k,there are some really good deals out there actually. In my opinion in what Ihave been seeing, now is a great time to buy in that ... more
0 votes Share Flag Thu Apr 12, 2012 Home Buying in 92656
Karen Parson…, Real Estate Pro in Laguna Beach, CA
Karen Parsons-Fiddler answered:
If you are in the process of submitting an offer on a shortsale and it goes in default do you lose the purch
Hi Jaynet,

If you are asking about your deposit? No....you will not lose it. The entire offer and all the conditions with in are subject to bank approval. So you don't have to worry ... more
3 votes Share Flag Thu Feb 26, 2009 Home Buying in 92656
Joe Homs, Real Estate Pro in Mission Viejo, CA
Joe Homs answered:
how long after after answer is filed by homeowner does the property go into default?
Ken,

To get you question properly answered, I would need some more information. If you are facing default, there are some choices to make. I just negociated a reduction in the inte ... more
0 votes Share Flag Thu Apr 10, 2008 Foreclosure in 92656
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