Foreclosure in 92592 : Real Estate Advice

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Hdroadkingpd, Home Buyer in Port Saint Lucie, FL
Hdroadkingpd answered:
How does deed in lieu work if there are two mortgages?
I have to say that you got some bad answers here. If your mortgages were discharged in bankruptcy are no longer obligated to pay on that mortgage and depending on your state, not even t ... more
0 votes Share Flag Sat Jul 18, 2015 Foreclosure in 92592
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
My first mortgage is current. A HELOC is due. They offered a Deed in Lieu of Foreclosure. What happens to the first mortgage?
That means they have done their research and think the house is worth more than the 1st. otherwise they would not have offered that. To answer your question they would take over the and ... more
0 votes Share Flag Mon May 18, 2015 Foreclosure in 92592
Ray Wright, Real Estate Pro in Riverside, CA
Ray Wright answered:
I FOUND OUT THAT ARE SECOND MORTGAGE WAS NOT DISCHARGED IN OUR BANKRUPTCY 7 YEARS AGO AND NOW ARE 75K UPSIDE DOWN THREATEN WITH FORECLOSURE.DONT KNOW
You just now found out after 7 years ago? Did you not receive any notifications from the second in all this time? Is this your principle residence or is this a rental property you own ... more
0 votes Share Flag Sat Apr 12, 2014 Foreclosure in 92592
Kimmen Toreh…, Real Estate Pro in Temecula, CA
Kimmen Torehov answered:
We had a mortgage lending company offer to pay our mortgage if we would let them take out a life insurance policy, ever heard of this
Being a Mortgage Broker and RE Broker, I have never heard of that before. You might want to report them to both State and Federal Bureau of Real Estate and Federal Trade Commission.
0 votes Share Flag Mon Feb 10, 2014 Foreclosure in 92592
Robin Owens, Real Estate Pro in Temecula, CA
Robin Owens answered:
I was married to my husband on 8/3/2003 and I was added to tiltle on 9/30/2009. my husband pass away (deceased) making me the excutor of the estate.
Just another point. Do you have Letters of Testimentary or a Letter of Administration?
0 votes Share Flag Wed Jan 15, 2014 Foreclosure in 92592
Thomas Moser, Real Estate Pro in East Northport, NY
Thomas Moser answered:
we were contacted 3 years ago by an insurance company that said they would pay our mortage in full or until one of us dies. Are these companies?
If it was an insurance company, they were probably trying to sell you an annuity.
0 votes Share Flag Mon Jan 6, 2014 Foreclosure in 92592
Ray Wright, Real Estate Pro in Riverside, CA
Ray Wright answered:
Foreclosure or Deed In Lieu after Chapter 7 Bankruptcy
Yes, I'm with Kevin. Thank you for the update.
0 votes Share Flag Sun Aug 18, 2013 Foreclosure in 92592
Eli Givoni-S…, Other/Just Looking in Boca Raton, FL
Eli Givoni-Short Sale Dept LLC answered:
What is the best I can hope for when they process my forclosure review? I haven't heard of any outcomes and I'm very curious !
I don't understand the question. Feel free to call and clarify.

Eli Givoni
Short Sale Department, LLC
561-361-1909
eli@shortsaledept.com
www.shortsaledepartment.com
0 votes Share Flag Tue May 21, 2013 Foreclosure in 92592
Susan Vander…, Real Estate Pro in Lake Elsinore, CA
Susan Vanderburgh answered:
BANKRUPTCY WITHOUT REAFFIRMING 1ST AND 2ND MORTGAGE
It sounds like you have other concerns. I am not an attorney but I trained as one and I have worked on discharges, confirmations and affirmations. Short answer is you may keep what yo ... more
0 votes Share Flag Sun Sep 30, 2012 Foreclosure in 92592
Ray Wright, Real Estate Pro in Riverside, CA
Ray Wright answered:
If I elect to do a short sale on my home do they allow you to stay in home for a few months or should i wait a few months to do it
Bob-

As agents, we always answer questions here on Trulia and rarely hear back the outcome of the situation. Please post an update here to let us all know how things turned out for ... more
0 votes Share Flag Sat May 12, 2012 Foreclosure in 92592
Robert Newsom, Real Estate Pro in Murrieta, CA
Robert Newsom answered:
How Low Will they go???
Ryan ,

stop trying to figure things on the Internet

Get a GOOD experienced Real Estate Broker and

they should SAVE You as much or close to it as they make .

Same as a Go ... more
0 votes Share Flag Sun Nov 28, 2010 Foreclosure in 92592
Robert Newsom, Real Estate Pro in Murrieta, CA
Robert Newsom answered:
Will my credit be affected worse by a short sale or a foreclosure?
Mike ,

stop trying to figure things on the Internet

Get a GOOD experienced Real Estate Broker and

they should SAVE You as much or close to it as they make .

Same as a Go ... more
0 votes Share Flag Sun Nov 28, 2010 Foreclosure in 92592
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
I reside in staten island new yourk... I am in the process of getting a discharge from my bankrupcy so far my house has maybe 15000 in positive equit
Hi Bob,

If you got debt relief from the bankruptcy for the mortgage debt that you would actually not want to do a short sale. A short sale may cause you to have new debt moving forw ... more
0 votes Share Flag Wed Nov 24, 2010 Foreclosure in 92592
Frogger707, Home Buyer in Winter Park, FL
Frogger707 answered:
I am current on first mortgage and am underwater. Can the bank foreclose on 2nd? What else can they do?
I am in a similar situation. House is underwater, both mortgages were discharged years ago, but 1st modified and has been current ever since under HAMP. Yes, the 2nd can foreclose, bu ... more
0 votes Share Flag Sun Sep 26, 2010 Foreclosure in 92592
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