92260 : Real Estate Advice

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Sdominguez, Home Owner in Palm Desert, CA
Sdominguez answered:
I am a single mom and make about $40k a year I would like to buy my first home can you direct me to any programs that could help with this in
HI Brigite, if you are still in the market to purchase your first home, I would
be happy to help you with a loan prequalification. This way you wouid know up front
how much of a home ... more
0 votes Share Flag Wed Jul 22, 2015 Home Buying in 92260
The John Jay…, Real Estate Pro in Indian Wells, CA
The John Jay Group answered:
In California, is it a requirement that the seller be furnished with a copy of the home inspection report or can they opt out of getting a copy?
Per the purchase agreement you are entitled to a copy if you would like one.
0 votes Share Flag Sun Jan 18, 2015 Home Selling in 92260
The John Jay…, Real Estate Pro in Indian Wells, CA
The John Jay Group answered:
Hi! do you have any odors from Salton Lake? blowing your way?
We usually don't have issue with smell from the Salton Sea, except when the monsoon come up from Mexico around August.
0 votes Share Flag Sun Jan 18, 2015 In My Neighborhood in 92260
The John Jay…, Real Estate Pro in Indian Wells, CA
The John Jay Group answered:
Why are homes in the desert not selling?
Usually due to price, location, condition or lack of motivation.
0 votes Share Flag Fri Jan 9, 2015 Home Buying in 92260
The John Jay…, Real Estate Pro in Indian Wells, CA
The John Jay Group answered:
How in demand is it to live in Palm Desert Greens Country Club?
Good value for what it is, but there are so many developments offering so many different amenities.
0 votes Share Flag Fri Jan 9, 2015 Home Buying in 92260
Rachell Shee…, Real Estate Pro in Palm Desert, CA
Rachell Sheehan answered:
Who pays for the inspections--termite, etc? Buyer or seller? Also, who is responsible for closing costs?
Termite reports are provided to the buyer from the seller unless agreed otherwise in the contract. Closing costs are paid by the buyer unless asked in the offer of the house. I advise m ... more
0 votes Share Flag Fri Nov 21, 2014 Home Selling in 92260
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
I have been told by my agent that the seller (through his agent) has told us that they are countering our first offer with their "one and only"
I understand.
This can be confusing.
Never lose focus on the concept you are negotiating.
The one who blinks first loses.

I've bounced 'last offers' as many as six times before cl ... more
0 votes Share Flag Fri Sep 19, 2014 Home Selling in 92260
Maryanne Jac…, Real Estate Pro in El Cajon, CA
Maryanne Jackson answered:
My home is in the early stages of short sale with a firm offer and a negotiator assigned by the bank. Title report just run shows 40K in liens for
The secondary liens on the property will need to be paid off or negotiated by the first lien.
Your negotiator assigned to you by the bank should be aware of this.
In many cases the se ... more
0 votes Share Flag Fri Aug 15, 2014 Home Selling in 92260
Ryan Mihld, Real Estate Pro in Calimesa, CA
Ryan Mihld answered:
Rental needed: Palm Desert Area, 6-month or month-to-month lease starting on 01-01-14.
The rental markets remain competitive, as I am sure you are finding. The Realtors listings have rentals as well, if you would like some help I can email you what's available in your pri ... more
0 votes Share Flag Fri Oct 18, 2013 Rentals in 92260
barbara_shaf…, Both Buyer and Seller in New York, NY
barbara_shafii answered:
I need information about a Reverse Mortgage PURCHASE in CA. Thank you! Jean
According to National Council on Aging (NCOA) more than 13 million seniors could have extra funds if their money was not tied up in their home equity. Requesting free information can sh ... more
0 votes Share Flag Mon Sep 16, 2013 Home Buying in 92260
Anne Alexand…, Real Estate Pro in Rancho Mirage, CA
Anne Alexander answered:
RENTAL NEEDED: Unable to find unfurnished house with casita in Palm Desert, Indian Wells, or Rancho Mirage areas, under $2000.00.
I have a unit at Avondale Country Club...3 bed , 3 bath...there is a door that leads from outside into one bedroom...however not a casita. It is located on the golf course , pool, can ... more
0 votes Share Flag Wed May 22, 2013 Rentals in 92260
Phoebe, Other/Just Looking in Outside U.S.
Phoebe answered:
Can a lessor cancel a 4 month vacation rental 8 months prior to commencement where the tenant enjoys the right to cancel up to 60 days prior?
Hi Anne, they have presented identical properties in same location, same conditions but future tenant refuses anything else. Agent did not mention it was equally for sale. Same agent ha ... more
0 votes Share Flag Thu May 16, 2013 Rental Basics in 92260
Gia Lyons, Real Estate Pro in Palm Desert, CA
Gia Lyons answered:
How is it to live off of Cook Street Palm Desert?
Palm Desert is a good family community. I have 4 boys and I live right off of Cook Street just South of Hwy 111. I love it. Every morning there are people jogging and biking on Fairway ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in 92260
Anne Alexand…, Real Estate Pro in Rancho Mirage, CA
Anne Alexander answered:
I am going to work on getting a loan... i spoke to my advisor and he told me to concentrate on buying a home
Hello,
There are many factors that come into play when qualifying. You really need to talk to a mortgage professional to get the proper information. Get qualified first, then look fo ... more
0 votes Share Flag Sat Mar 16, 2013 Home Buying in 92260
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
Hi there my name is Liz and I'd like to know how long I have to wait to get a loan after a forclosure? some co. say 2yrs and most say 3.
Good afternoon Liz,

FHA program requires waiting 3 years before you can qualify for new mortgage financing. But my take on this guideline based on my 23 years experience as a mortga ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in 92260
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
If the bank bought the property at 344000 and it has been sitting vacant for 159 days, what is a reasonable offer
Teddy,
You get a lot of good responses that way?
0 votes Share Flag Fri Aug 26, 2011 Home Buying in 92260
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
If I want to rent out my current home and jump into another home, how hard is it to get a loan on another house?
You can convert your primary to an investment property and count rental income towards a new purchase of a primary without a 2 year rental history provided that you have 25% to 30% equi ... more
0 votes Share Flag Tue Mar 15, 2011 Home Buying in 92260
Monir Mamoun, Real Estate Pro in Denville, NJ
Monir Mamoun answered:
I need information about a Reverse Mortgage PURCHASE in CA. Thank you! Jean
hi Eire, you asked about reverse mortgages many times. Read my blog. It will help. Link below.
0 votes Share Flag Thu Oct 14, 2010 Home Buying in 92260
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