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USMortgageRa…, Real Estate Pro in Austin, TX
USMortgageRanger answered:
can I get 100% finaincing in florida for physicians?
While you can still get financing on a new loan as a Dr. the 100% financing is no longer available. What i do have however is a 97% loan to value loan that may suite your needs and i wo ... more
0 votes Share Flag Thu Dec 18, 2014 Home Buying in 92130
Matt Albert, Real Estate Pro in Greensboro, NC
Matt Albert answered:
Are there still any physician loans out there with no PMI/100% financing for O.D.s? Looking in the state of MI
Hi, my name is Matt Albert (NMLS# 658999) and I am a Doctor/ Physician Loan Specialist with Citizens Charter One Home Loans. I have been specifically working with physicians for over 12 ... more
0 votes Share Flag Thu Dec 18, 2014 Home Buying in 92130
Matt Albert, Real Estate Pro in Greensboro, NC
Matt Albert answered:
Do physician loans still exist wtih little down/No PMI.?
Yes Doctor/ Physician loans are still available! Hi, my name is Matt Albert (NMLS# 658999) and I am a Doctor/ Physician Loan Specialist with Citizens Charter One Home Loans. I have been ... more
0 votes Share Flag Tue Dec 16, 2014 Home Buying in 92130
Richard Stone, Real Estate Pro in 92130
Richard Stone created a review:
Carmel Valley Review November 7, 2014 Over the last 12 months, median sales prices in 92130 have increased by 9.8%. This is good for our entire neighborhood. With the increased sales…
0 votes Share Flag Wed Nov 12, 2014 Market Conditions
Maryanne Jac…, Real Estate Pro in 92021
Maryanne Jackson BROKER,CNE answered:
do owners pay or renters pay the trash and water fees?
It depends on the stipulation in the HOA request a copy of the condominiums by laws and Homeowners minutes as well.

Your realtor and or escrow company can provide these items to you ... more
0 votes Share Flag Fri Oct 3, 2014 Home Buying in 92130
Garrigus Real…, Real Estate Pro in Beaumont, CA
Garrigus Real Estate Group answered:
What is the fee usually charged for HOA docs. Did CAR recently have an article about this
It completely depends on the HOA, the fees are not regulated they are charged and determined by the individual HOA's. Please contact us directly for more information.
0 votes Share Flag Thu Aug 14, 2014 Home Selling in 92130
Dara Chantar…, Real Estate Pro in Del Mar, CA
Dara Chantarit answered:
How much per square feet to build in carmel valley- more specifically Alta del mar or del mar mesa area?
The median sales price for homes in ZIP code 92130 in San Diego from Apr 14 to Jul 14 was $870,000 based on 221 sales. Compared to the same period one year ago, the median sales price i ... more
0 votes Share Flag Fri Aug 1, 2014 Home Buying in 92130
rosadayb, Renter in El Cajon, CA
rosadayb answered:
How do you file a complaint against a property manager for failure to return the damage deposit within the 21 days required by CA law?
Call the Bar Association in your county and get a free consultation with an experienced attorney that practices landlord/tenant. Also go to your nearest law library and ask for help.
0 votes Share Flag Mon Apr 7, 2014 Rental Basics in 92130
Amasa Lacy, Real Estate Pro in 92130
Amasa Lacy answered:
Can HOA charge a fee when you do not live in the home full time. We stay in the home one weekend a month and HOA is wanting to charge a higher fee.
Are you saying that they are charging you more than the perscribed HOA? If that's the case, it's unacceptabe. The HOA is a flat fee and should not fluctuate whether you are occupying ... more
0 votes Share Flag Fri Jan 31, 2014 Home Buying in 92130
Royce Kemp, Real Estate Pro in San Diego, CA
Royce Kemp answered:
Taxes and ownership details
To address the tax rate component of your question, because of the collapse in market values, the assessor has been re-assessessing property values down, so it's quite possible the purc ... more
0 votes Share Flag Mon Jan 27, 2014 Home Buying in 92130
Wayne L. Bro…, Real Estate Pro in San Diego, CA
Wayne L. Brown answered:
Which company is offering the best rates for no to low documentation loans?
Brandon

Very rare for me, but I am heading out of town...and will be back late Sunday night.

We have a Protfolio program that would ideally fit your needs. It is however; for inv ... more
0 votes Share Flag Fri Jan 24, 2014 Financing in 92130
Sam Cong, Real Estate Pro in San Diego, CA
Sam Cong answered:
who is responsible for telling the buyer there are HOA fees and the house is in an HOA and the fees are behind, if not in search in lorain county oh?
The seller should disclose HOA CC&R, Bylaws, reports, and fees. There should be contingencies in the purchase agreement that state this (at least in California).
0 votes Share Flag Wed Nov 13, 2013 Home Buying in 92130
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Are there such loans as combination loans involving land purchase and contruction?
Yes, there are lenders that have different construction loan options that fit this scenario. Not many lenders offer this, but if you shop around you will find a lender that has this typ ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in 92130
Satar Naghsh…, Real Estate Pro in Irvine, CA
Satar Naghshineh answered:
Who is responsible for the HOA docs fee when the escrow is cancelled by the buyer?
I know this question is old, but I wanted to answer it in case someone does a search on this in the future.

I am a licensed real estate broker in the state of California. This applie ... more
2 votes Share Flag Wed Aug 21, 2013 Home Selling in 92130
Brian Aarest…, Real Estate Pro in San Diego County, CA
Brian Aarestad answered:
ineed other zipcodes for thie surrounding areas
Here are the zip codes surrounding 92130. 92007, 92014, 92024, 92075, 92129,92127,92131 Send me an email with your home criteria, and I will set you up with a link to the MLS. It will ... more
0 votes Share Flag Tue Jul 23, 2013 Home Buying in 92130
Jay Becker -…, Real Estate Pro in San Diego, CA
Jay Becker - Sotheby's Int'l answered:
How low is too low for an offer?
Bank's are not heavily discounting...in Coastal San Diego, and even if you have a bank-owned property in escrow at an agreed upon price, prior to close they retain the right to have th ... more
0 votes Share Flag Thu Jul 4, 2013 Home Buying in 92130
Jay Becker -…, Real Estate Pro in San Diego, CA
Jay Becker - Sotheby's Int'l answered:
What's it's 'true' value?
Market value is what a ready,willing and able buyer will pay for the property, however from a true valuation and lending standpoint, only a certified appraiser, working on behalf of you ... more
0 votes Share Flag Thu Jul 4, 2013 Home Buying in 92130
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