Home Buying in 92129 : Real Estate Advice

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Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Can a buyer's agent request the buyer's paystubs on behalf of the potential lender?
Yes. It just seems like the agent has a closer relationship to the lender. Maybe they are the same company?

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortg ... more
0 votes Share Flag Yesterday at 8:39am Home Buying in 92129
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
Why everyone says that agent's commissions are paid by the seller?
I see your understanding of the situation but when you bought the house did you pay what you felt the home was worth? I'll assume that's a yes. The home was also appraised to indicate ... more
0 votes Share Flag Fri Apr 8, 2016 Home Buying in 92129
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
KB Homes Sea Cliff- Mello Roos so low?
Contact the builder for the Mello - Roos question. Some areas are higher than other.
Regarding the shopping center I would contact the PQ Town Council to get the details of the shoppi ... more
0 votes Share Flag Thu Feb 18, 2016 Home Buying in 92129
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
What is the average length of time a house in 92129 is on the market?
Being an agent that specializes in Rancho Penasquitos - 92129.
Here are the basis stats...
Median Home Prices - $709,000
Number of Pending Properties in May - 67
Number of Sold Pro ... more
0 votes Share Flag Wed Jun 17, 2015 Home Buying in 92129
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Hello I am a single Mom looking for a 2 bed 2 bath condo or townhome in the 92129 area for my two boys and I, I have terrible credit.
Hello Kimberly, what do you mean by terrible credit? It may be easier to qualify to buy than rent. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, ... more
0 votes Share Flag Thu Apr 16, 2015 Home Buying in 92129
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Any advice on buying a home in Torrey highlands? We are unsure as monthly fees is high and there are no recreation facilities, parks or swimming pools
Torrey Highlands is the newer part of Rancho Penasquitos. It is in Poway and its a bit cheaper than Carmel Valley. The homes are newer and its closer to the coast. Yes, there are HOAs a ... more
0 votes Share Flag Thu Oct 9, 2014 Home Buying in 92129
Janet McCart…, Real Estate Pro in San Diego, CA
Janet McCarthy answered:
Buying now or waiting?
Right now is the right time to buy. The end of the year is always a good time to buy. Right now we are seeing big price reductions, longer sales times and motivated sellers.
Finding ... more
0 votes Share Flag Mon Oct 6, 2014 Home Buying in 92129
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
How does one start their search for a real estate agents and what questions to ask to distinguish a good agent from a great agents?
Check out the link I've attached below for a detailed answer to this question including what questions you should be asking when you interview agents.
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 92129
Robert Chome…, Other/Just Looking in San Diego, CA
Robert Chomentowski answered:
Where in San Diego can I buy a house that can rent out easily?
For that price point on a single family house you probably won't be in a prime rental area. But you could do OK in South County and East County.
0 votes Share Flag Wed Aug 27, 2014 Home Buying in 92129
Cory La Scala, Real Estate Pro in San Diego, CA
Cory La Scala answered:
Thank you to all you who posted answers to my questions, you guys are amazing!!!. Here's another:
No need to move assets around. Even if you'll be using them for your down payment or closing costs, you may be able to keep them where they are until you need them. When I write offers, ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in 92129
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
What are the disadvantages of buying a home that is old (say by 20 years)?
Hi,

Sometimes older homes have larger lots than new ones, or other beneficial factors. It is very important to research all the differences, and then make a practical decision. You c ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in 92129
lendersnetwo…, Real Estate Pro in Plano, TX
lendersnetwork answered:
What are ways to increase credit scores? We are >680 but believe that's not competitive enough to get a great interest rate.
Your rate with a 680 will be the same as someone with a 720, you will just have higher closing costs due to the fact it costs more points to get you the same rate.
4 votes Share Flag Tue Apr 2, 2013 Home Buying in 92129
Janet McCart…, Real Estate Pro in San Diego, CA
Janet McCarthy answered:
our loan will not be ready before the closing date. We're willing to cover the cost of utilities and melow rees, hoa. should we cover their?
Your Realtor should have submitted a request for extension of time contract to allow for the additional time it takes to get the loan.
It's becoming more common for loan to close lat ... more
0 votes Share Flag Thu Aug 16, 2012 Home Buying in 92129
Janet McCart…, Real Estate Pro in San Diego, CA
Janet McCarthy answered:
If I decide to bid on an acution, do I have to be represented by any of your agent? What is the minimum down payment and deposit to bid? Thanks.
No, you don't need an agent. However, it will help you to have an agent who can research the auction homes and give you the history and comps information. At the auction they work har ... more
0 votes Share Flag Thu Aug 16, 2012 Home Buying in 92129
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
Lender requests me to refine. my current condo where I am living in into a non-owner occupied mortgage, do I need to do that??
No one can make you do anything. However, if you are buying a new property and that one will be owner occupied, then you have to choose the property where you'll be residing as your pri ... more
1 vote Share Flag Tue May 8, 2012 Home Buying in 92129
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I have a 2002 VA loan in WA where has been rented. Can I use VA again to purchase in San diego?
I forgot to add a question you may have after you check your COE...

Q: "What happens if I don't have enough remaining entitlement for 100% financing on a home I am buying?& ... more
0 votes Share Flag Thu Jun 23, 2011 Home Buying in 92129
Koni Scavella,  in San Diego, CA
Koni Scavella answered:
How can I get the contact information for the foreclouse house I am interesed in?
Hx,

To answer your questions, I will wear my three different hats of experience. Having started 17 years ago as a foreclosure investor, I recommend starting by knocking on the door. ... more
0 votes Share Flag Thu Sep 16, 2010 Home Buying in 92129
Jeffrey Doug…,  in San Diego, CA
Jeffrey Douglass answered:
I entered escrow on a condo, and then the bank turned around and sold the condo to someone else!
Dear Wings,

All good advice from the agents below. One thought, if this was a short sale many agents will open up an escrow to get a HUD-1 Statement to present to the Bank. This is ... more
0 votes Share Flag Thu Jun 24, 2010 Home Buying in 92129
Tony Francoe…, Real Estate Pro in San Diego, CA
Tony Francoeur answered:
can you tell me if all homes in Via Pereza,San Diego, CA 92129 are sold? I am talking about home# 9555
Susan,
The last market sale for 9555 Via Pereza was in 1980, it has not been on the market since and there are currently no other properties listed on Via Pereza. 9549 Via Pereza Sol ... more
0 votes Share Flag Wed Jan 13, 2010 Home Buying in 92129
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