Financing in 92129 : Real Estate Advice

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Bill Cook, Real Estate Pro in Manhattan Beach, CA
Bill Cook answered:
What should your credit score be in order to receive the lowest interest rate/?
760 or higher will get you the best rate. I have not seen any lenders give you a better rate if you have 780 or higher. If ou open a checking/savings account or use their private client ... more
0 votes Share Flag Sat May 21, 2016 Financing in 92129
Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
will my credit score be hurt if its tried more than once?
The credit model is such that within a 30 day period as long as the entity pulling your credit is a mortgage lender, your credit score will not be impacted.
This allows you to show for ... more
0 votes Share Flag Tue Jan 12, 2016 Financing in 92129
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
How many credit checks for mortgage application?
Talk to some one who is expert and good to help you out.
0 votes Share Flag Wed Oct 28, 2015 Financing in 92129
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I would like to know the answer to the question about How many credit checks for mortgage app hurts your score. Is it every single one you do, lowers?
When you get your credit checked for a mortgage, it opens a 30-day window so you can have your credit checked by other lenders without having further negative impact on your score. So ... more
0 votes Share Flag Fri Oct 9, 2015 Financing in 92129
Valli Lopez, Real Estate Pro in San Diego, CA
Valli Lopez answered:
DTI ratio approved for loan
Usually the front end needs to be under 46% to get "DU" to accept the loan as approve/eligible. There are compensating factors that help DU read you as less risky and you can go slightl ... more
0 votes Share Flag Thu Oct 8, 2015 Financing in 92129
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
When using your va bonus entitlement does the sales price need to be over $144k or does that include concessions that could take you below $144k?
The loan amount must exceed $144k before the VA funding fee is added in.

At http://www.benefits.va.gov/homeloans/docs/guaranty_calculation_examples.pdf scenario #6 is probably closes ... more
0 votes Share Flag Sun Oct 30, 2011 Financing in 92129
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