92127 : Real Estate Advice

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Bsdmike, Home Buyer in Encinitas, CA
Bsdmike asked:
can i redraft a clean rpa?
0 votes Share Flag Thu Jun 30, 2016 Investment Properties in 92127
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Guidance in choosing a Real estate broker in San Diego
We are Brokers Also , and i suggest you must choose a good one to help you , make a research and interview before deciding . thanks
0 votes Share Flag Sun Jun 7, 2015 Agent2Agent in 92127
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
Moving in, how can I get deep cleaning?
Hi,

Some buyers also have the heating ducts cleaned.

All the best,

Arpad
0 votes Share Flag Tue Mar 17, 2015 Remodel & Renovate in 92127
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
Our home listing is 16210 Bluestar Way San Diego, CA 92127. How can we know the amount of views of our propery on line without Google Analytics?
Hi Rodney,

Since your home is probably in many portals, each portal may have a View Count. Another focal point is how many people have downloaded your disclosures. This may be a bett ... more
0 votes Share Flag Thu Oct 23, 2014 Home Selling in 92127
Christian Ga…, Real Estate Pro in San Diego, CA
Christian Gallego answered:
Commission for agent from buyer
Hi,

Typically a buyer does not pay commission to the buyer's agent; the seller, through an agreement with the listing agent, decides on a commission rate of the sales price, say 6%. ... more
1 vote Share Flag Wed Aug 13, 2014 Home Buying in 92127
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
Mortgage loan for J1 Visa holder?
The people that answered yes apparently don't know what a J-1 visa is. I highly doubt they have a program that will lend to under the circumstances you describe.
0 votes Share Flag Sat Jul 26, 2014 Financing in 92127
Chad Basinger, Real Estate Pro in San Diego, CA
Chad Basinger answered:
is it a wise to buy homes in affordable housing community.?
Hello Nehab,

There are a lot of restrictions on who can buy in affordable housing communities, as well as what the sales price can be. Most affordable housing communities have a for ... more
0 votes Share Flag Mon Jun 16, 2014 Home Buying in 92127
Bradley Neum…, Real Estate Pro in Franklin, TN
Bradley Neumann answered:
Should we buy 5 yr old home in 4s Ranch or brand new in San Elijo. I work in Mission Valley, wondering if the commute will drive me crazy, thoughts??
You can't go wrong, any homes built within the last 5 years won't have the issues of an older home. I can help you find a good realtor and help you personally with securing a mortgage ... more
0 votes Share Flag Thu May 1, 2014 Home Buying in 92127
David Inderm…, Real Estate Pro in San Diego, CA
David Indermill answered:
I want to buy a home. My wife owns a condo that is way under in her name. Do I have any options that will allow us to purchase another home?
Hi Pablo,

I have a large cash buyer network that might want to purchase your property and make it seamless for you.

Best Wishes,

David R. Indermill

Re/Max Hall Of Fame ... more
0 votes Share Flag Thu Mar 20, 2014 Home Buying in 92127
Terry Lewis,  in San Diego, CA
Terry Lewis answered:
Are there any lenders offering jumbo construction loans (approx. $2 million total project cost) with an 80% LTV? This is for San Diego County.
Hi Matt,
There are also JV partners that could lend you based on an equity ownership and minimum return.
0 votes Share Flag Sun Mar 16, 2014 Financing in 92127
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
Should we sell or rent our current home?
Hello,

As many agents have encouraged, find a local Realtor to do some analysis. However, go a step further and speak with your financial advisor as well. If you don't have one, ma ... more
0 votes Share Flag Sun Dec 8, 2013 Rentals in 92127
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Home Mortgage for self employed veterinarian
Self-employed workers usually have trouble when it comes to obtaining a mortgage. Luckily, there are lenders like myself that offer specific loans that can help you out. There are state ... more
0 votes Share Flag Thu Nov 14, 2013 Home Buying in 92127
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Is it possible for a J-1 visa holder to get a loan? If yes, what will the condition be?
Yes! There are lenders like myself that offer loans for this particular situation. One loan to consider is the Foreign National Loan. These loans are meant for non-residences/citizens s ... more
0 votes Share Flag Wed Oct 16, 2013 Financing in 92127
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
Home owners insurance coverage
Great answers below - really like Mary Lawler's, but to confirm/add:

The Insurance company should provide you with some answers:

"Why" they will not provide coverage
"When" they ... more
0 votes Share Flag Tue Jul 30, 2013 Home Insurance in 92127
Alex Shadpour, Real Estate Pro in Carlsbad, CA
Alex Shadpour answered:
Is it common to find evidence of termites in ~10 year old homes in the San Diego area?
Yes. It is very common to have termite in a 10 years old or even newer homes. As I understand every time that I am there when the termite companies inspector show up for homes with an ... more
0 votes Share Flag Wed Jun 5, 2013 Home Buying in 92127
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
Realtor asked for our lender contact to discuss if our max limit for pre-approval factors in HoA and mello-roos fees. Not sure why though. Any ideas?
In short - lenders work with ratios. HOA and Mello-Roos effects those ratios. If your lender's approval amount is based on no additional housing fees other than mortgage, tax and insu ... more
0 votes Share Flag Sat May 4, 2013 Home Buying in 92127
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
how do you get the bank to pay closing cost on an REO?
Hi felix (and Trulia),

I agree with MOST of the information provided below. But as someone who used to be a bank executive, it's not as clear cut as some people and agents think.

... more
2 votes Share Flag Sat Feb 16, 2013 Home Buying in 92127
Janet McCart…, Real Estate Pro in San Diego, CA
Janet McCarthy answered:
I am looking to move into a 3 bed 2ba starting July 1, 2012 in 92127 SD to close Del Norte HS. Does anyone know? I am looking to spend less th
Hi Oleg,
I have one that is at $2275/mo and is available July 1st. Other units are condos and only one is a 3 bedroom at $1650/mo.
With only a few days until July 1st, I would enco ... more
0 votes Share Flag Sun Jun 24, 2012 Rentals in 92127
Neil Fjelles…, Real Estate Pro in San Diego, CA
Neil Fjellestad answered:
Seeking 3 bed 2ba for less than $2100/mo in 92127 Hello - I am looking to move into a 3 bed 2ba starti
I think we can help. Visit our site fbs-pm.com to view requirements, take video tours of properties that work for you. You can even start the application process online. If you do end u ... more
1 vote Share Flag Thu May 24, 2012 Rentals in 92127
Debbie Bulke…,  in San Diego, CA
Debbie Bulkeley answered:
Seeking 3 bed 2ba for less than $2100/mo in 92127
Hi Oleg,

I found a couple for you and would be happy to show them to you. Feel free to contact me at your convenience.
Thanks,
Debbie
0 votes Share Flag Tue May 22, 2012 Rentals in 92127
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