Financing in 92122 : Advice

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Ara Melkonia…, Real Estate Pro in San Diego, CA
Ara Melkonians answered:
My credit sucks. Can we buy in my wifes name & add my income 2 hers 2 quailify 4 a bigger loan w/o bringing her credit score down & interest?
When was the BK discharged and date of short sale please?
0 votes Share Flag Mon Jan 27, 2014 Financing in 92122
Ara Melkonia…, Real Estate Pro in San Diego, CA
Ara Melkonians answered:
Can you do a FHA and VA loan for the same borrower?
The true answer here is MAYBE. More questions need answering before a definitive answer. FHA has 97% financing. Are you thinking you want to combine and get to 100%? NO NEED if so, V ... more
0 votes Share Flag Sat Jan 25, 2014 Financing in 92122
Ara Melkonia…, Real Estate Pro in San Diego, CA
Ara Melkonians answered:
Hi, I applied for housing loan to buy a property,and now my question is can I buy that property in my spouse name?she is a home maker .
Hi there, yes you may amend an escrow document with new borrowers and remove old borrowers at will. The question will be whether you proceed conventional or FHA. FHA has a policy whic ... more
0 votes Share Flag Sat Jan 25, 2014 Financing in 92122
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