92120 : Real Estate Advice

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Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
I have recently retired. I have income from Social Security, a rental home, and my IRA. I have 20% for a down payment. Will I qualify for a mortgage?

I do not check replies, so if you have a comment or question email me here:

Alex Greer
Loan Officer
NMLS #1056079
http://www.Th ... more
0 votes Share Flag Tue Mar 29, 2016 Home Buying in 92120
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
how do i get a permit to turn my detached garage into a small studio apt? its about 450 sq ft already wired for electricity
Right now San Diego County as a whole supports Accessory Dwelling Units (ADU's), granny flats, casitas, room additions and in some cases garage conversions. However, you really need to ... more
0 votes Share Flag Tue Dec 2, 2014 Remodel & Renovate in 92120
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
I can no longer search Trulia's map and learn the lot size with one click. I have a small notebook and not being able to close the margin the map
Yes, we've all been feeling the brunt of some of the new changes. If there is a particular property or properties that you are interested in, I would be happy to send you the lot size a ... more
0 votes Share Flag Sun May 11, 2014 Tech Tips in 92120
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
how much of a tax increase will I incur in an 80,000. improvement
If you are just remodeling and not adding, there is a chance that you will not be reassessed. I would need to know the specifics of your improvement. Otherwise, it depends on what area ... more
0 votes Share Flag Mon Nov 25, 2013 Remodel & Renovate in 92120
Michael Benn…, Real Estate Pro in San Diego, CA
Michael Bennett answered:
Where is a lender that doesn't pad their quote with excessive junk fees? Like "Document Prep" "Administration Fee" etc.? Is?
I don't charge origination or any of those fees you asked about. I think it's ridiculous what some lenders get away with. Get qoutes & compare the APR from each lender. The higher the A ... more
0 votes Share Flag Sat Oct 19, 2013 Financing in 92120
Sunny Brian…, Real Estate Pro in Oceanside, CA
Sunny Brian SD answered:
We rent and our lease has been up since April and nothing else has been said about renewal. The house is going into default on 9-7-12.
it is not uncommon for somebody even going into short sale to collect rents until they lose this property. like the other gentleman said keep very diligent records. fernbank takes posse ... more
0 votes Share Flag Sat Aug 11, 2012 Foreclosure in 92120
Andrew Wilki…, Trulia Community Manager in San Francisco, CA
Andrew Wilkinson answered:
MLS was updated over a week ago, but Trulia does not reflect the change, how do we get this updated.
Hi Jan,

You can update the information on Trulia directly.

On this home's property detail page, click "More" and then click "Report Error" You will be able to provide the most up ... more
0 votes Share Flag Tue May 1, 2012 Home Selling in 92120
Jeff  Marr, Real Estate Pro in Roseville, CA
Jeff Marr answered:
I'm in the market for invest prop and I'm trying to locate a site which lists rates and points based on % down so that I can calculate ROIs.
I'm a lender in the Sacramento area, I can help you analyze your expected returns, and various aquisition costs involved....

BTW - As of Apr of last year, there are no more upfront p ... more
0 votes Share Flag Sun Mar 18, 2012 Financing in 92120
Mr Credit, Real Estate Pro in San Diego, CA
Mr Credit answered:
I just received a Notice to Vacate from the court that gives me one week to vacate my foreclosed property. I
Bankruptcy is the only way You can be sure to stop a Foreclosure in it's tracks... Go to SanDiegoBankruptcy.us or call 1.800.997.1235 and ask for William. Tell him Mr. Credit sent ... more
0 votes Share Flag Mon Jul 13, 2009 Foreclosure in 92120
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