92102 : Real Estate Advice

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Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
is a certificate of occupancy required for a duplex we're buying in San Diego that was "flipped"?
Typically - if the flipper added rooms or sq ft to the home and the "flipper" pulled permits, I think you get the "certificate of occupancy" at the final inspection with the city/county ... more
0 votes Share Flag Thu Apr 2, 2015 Home Buying in 92102
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut answered:
I am a first time home buyer. I am a teacher and wondering what discounts and deals might be available. I probably need some help with getting my
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. ... more
0 votes Share Flag Mon Jan 5, 2015 Home Buying in 92102
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
Are all your rentals scams?

Report them to Trulia; don't post it here.
0 votes Share Flag Wed Sep 24, 2014 In My Neighborhood in 92102
Robert Chome…, Other/Just Looking in San Diego, CA
Robert Chomentowski answered:
We are closing on a house (tomorrow) and it's unclear if the current occupant is going to leave. Assuming he doesn't, must we evict?
You are the buyer right? Is the seller taking an action to remedy this? It should be the sellers responsibility to remove the tenant. If you have to deal with it, the first step is t ... more
0 votes Share Flag Tue Aug 26, 2014 Home Buying in 92102
Kari Shea, Real Estate Pro in San Diego, CA
Kari Shea answered:
Expanding my home!
Hi Elvin,

Our company works with a lot of remodels and new construction. Our answer is "it depends".

1. It depends on the level of amenities you want in your new bedroom and bath ... more
0 votes Share Flag Tue Feb 18, 2014 General Area in 92102
Daniel Lehman, Other/Just Looking in San Diego County, CA
Daniel Lehman answered:
Detached Condo Appraisal disagreement with Navy Fed
Hey John,

A couple quick answers for you:

a) An appraisers hands are tied when working with condo's. Even if it is a detached condo, it goes on a separate form, and they have t ... more
0 votes Share Flag Tue Oct 15, 2013 Financing in 92102
Rene' De Bla…,  in San Diego, CA
Rene' De Blanco, MBA answered:
Buying a condo in Golden Hill
I lived briefly in Golden Hill when I first moved to San Diego a year ago. It is central to everything and I think it is going to be an even hotter part of town in 5 years.
0 votes Share Flag Wed Jan 16, 2013 Home Buying in 92102
Julianne Pul…, Real Estate Pro in San Diego, CA
Julianne Pulido answered:
I am a veteran looking for a house. What are my chances of getting a short sale property with this type of financing?
Greetings Carlos,

My husband is also a veteran. Let me see if I can give you a complete answer. :)

For clarity's sake, however, the VA doesn't actually issue home loans, but it do ... more
0 votes Share Flag Mon Jan 16, 2012 Home Buying in 92102
Cesar Silva,  in San Diego, CA
Cesar Silva answered:
Minimum down payment on a 4 unit property?
The min down payment on a 4 unit property can be as low as a 3.5% using a FHA Mortgage as primary residence. If you currently own a home and is bigger in size then the biggest un ... more
0 votes Share Flag Tue Oct 12, 2010 Home Buying in 92102
Jeff Larabee, Real Estate Pro in San Diego, CA
Jeff Larabee answered:
still tenant problem is not solve for faine mae property and home path loan ,seller does not want to give notice to tenant and need tenant notice
I think you're going to have to wait for the owner to figure out what they are going to do about the tenant. Patience is what you need. Or . . . you can buy the house with the cu ... more
0 votes Share Flag Tue Oct 5, 2010 Home Buying in 92102
Homertsimpson,  in San Diego, CA
Homertsimpson answered:
Home path appoved home has tenant and I got loan and but lender asking about letter signed by tenant vacant within 30 days and which seller does not
Hello Saj, Cory is correct a Home Path home is now owned by Fannie Mae probably due to foreclosure, so they'd be the "seller" now. It sounds like either the existing leas ... more
0 votes Share Flag Fri Sep 17, 2010 Home Buying in 92102
Cassandra Up…,  in San Diego County, CA
Cassandra Uphaus answered:
It is a bad idea to buy a condo when the owner occupancy ratio is 40-44%?
Hi Marisela,

I just had this issue with a buyer of mine. The major impact it had on her was her loan. FHA was not an option and the only way she could get a conventional loan was wi ... more
0 votes Share Flag Thu Apr 16, 2009 Home Buying in 92102
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