Home Buying in 92078 : Advice

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Steven Shaff…, Real Estate Pro in Carlsbad, CA
Steven Shaffer answered:
How can I buy a house for my family when investors keep scooping up the houses in my desired area?
You can sell your home with a contingency on finding suitable replacement housing in your contract with the buyer. If you do not find a suitable replacement home, you can cancel your s ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in 92078
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
are manufactured homes in senior park at Dicovery for rent as well as for sale?
You really should start with the park manager. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rental park

... more
0 votes Share Flag Sun Dec 15, 2013 Home Buying in 92078
MIKE STONE, Real Estate Pro in Del Mar, CA
MIKE STONE answered:
first time buyer (with a VA loan) looking for a wondering what a "Mello-Roos" is?
Mello Roos is a California state assessment, that goes toward developing the infrastructure in the surrounding community where a home is bought. Mello-Roos funds provide principal and i ... more
0 votes Share Flag Thu Nov 28, 2013 Home Buying in 92078
- Andrew Mar…, Real Estate Pro in Sacramento, CA
- Andrew Martinez - answered:
Are Interest Only Loans available to affluent borrowers?
We offer interest only loans. They are available to anyone that meets the income and credit requirements. Interest Only loans aren't only available to "affluent borrowers".

Interest ... more
1 vote Share Flag Mon Sep 9, 2013 Home Buying in 92078
Mike Ford, Real Estate Pro in Encinitas, CA
Mike Ford answered:
So let's have an honest discussion about San Elijo Hills Mello Roos....
yes they are high enough to matter. they work against qualifying and when stacked on the various HOA fees they definitely are a consideration for buyers who are ALL being underwritte ... more
0 votes Share Flag Sun Mar 20, 2011 Home Buying in 92078
Lorraine, Real Estate Pro in Vista, CA
Lorraine answered:
Anyone have an idea when most Mello-Roos in the Sante Fe Hills area ends?
Your question is very accurate as to the length of mello roos. Homeowners in this community and some banks are paying the mello roos off. The tax base for this community is app ... more
0 votes Share Flag Thu Dec 9, 2010 Home Buying in 92078
Bryan & Alli…, Real Estate Pro in Carlsbad, CA
Bryan & Allison Devore answered:
Does the act of adding a co-signer to a loan modify my existng offer on a short sale?
Did you already provide a loan approval letter along with the offer on the short sale? If so, then you would want to submit a new approval letter. Sometimes changing things mid-stream ... more
0 votes Share Flag Tue Jun 2, 2009 Home Buying in 92078
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
short sales....

You appear to be the "enlightened one."

Just read the postings.......I don't believe I seen a buyer step up and say they had a "terrific short sale experience."

On the ot ... more
1 vote Share Flag Sun Sep 7, 2008 Home Buying in 92078
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