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Lkbeall, Home Buyer in San Marcos, CA
Lkbeall answered:
So let's have an honest discussion about San Elijo Hills Mello Roos....
Contact the San Diego Tax District and ask. The Mello Roos is assessed by size of property and/or land.
0 votes Share Flag Wed Aug 5, 2015 Home Buying in 92078
Steven Shaff…, Real Estate Pro in Encinitas, CA
Steven Shaffer answered:
How can I buy a house for my family when investors keep scooping up the houses in my desired area?
You can sell your home with a contingency on finding suitable replacement housing in your contract with the buyer. If you do not find a suitable replacement home, you can cancel your s ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in 92078
Michael Ford, Real Estate Pro in ,
Michael Ford answered:
i bought a home in 2008 for 710k. the value of my home is now 650k. we need to sell. what are the options?
folks, this question is 4.5 years old.

trulia, get some new questions that are timely so as to be most relevant to the current market
0 votes Share Flag Thu Feb 6, 2014 Home Selling in 92078
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
are manufactured homes in senior park at Dicovery for rent as well as for sale?
You really should start with the park manager. You will have to fill out an application and be approved by them before you even make an offer on a manufactured home in a rental park

... more
0 votes Share Flag Sun Dec 15, 2013 Home Buying in 92078
Mike Stone, Real Estate Pro in Del Mar, CA
Mike Stone answered:
first time buyer (with a VA loan) looking for a wondering what a "Mello-Roos" is?
Mello Roos is a California state assessment, that goes toward developing the infrastructure in the surrounding community where a home is bought. Mello-Roos funds provide principal and i ... more
0 votes Share Flag Thu Nov 28, 2013 Home Buying in 92078
Amanda Joy B…, Home Owner in San Diego, CA
Amanda Joy Barba answered:
Is it possible to get a real estate license and start working part-time? I need to keep my current job until I am established in real estate.
Yes. You definitely can start out part time. However, it's important that you realize the MAIN way to make money in real estate is through telemarketing, door to door sales, buying ads, ... more
0 votes Share Flag Sun Oct 13, 2013 How To... in 92078
Andrew Marti…, Real Estate Pro in Orangevale, CA
Andrew Martinez answered:
Are Interest Only Loans available to affluent borrowers?
We offer interest only loans. They are available to anyone that meets the income and credit requirements. Interest Only loans aren't only available to "affluent borrowers".

Interest ... more
1 vote Share Flag Mon Sep 9, 2013 Home Buying in 92078
Bob Willett,  in Sacramento, CA
Bob Willett answered:
Interest-only mortgage home loan is for the affluent borrowers only- how do you justify this statement?
I think that may be accurate at some level, but it’s really a pretty stupid statement to make. Interest-only and even negatively amortizing loans do have a place in the market, ... more
2 votes Share Flag Fri Sep 6, 2013 Financing in 92078
,  in
New FHA loan with previous loan modification
Many lenders were looking at loan mods like short sales or foreclosures and wanting a 3 year wait. Give me a call and I can research the latest, there may have been some changes.
0 votes Share Flag Fri Aug 2, 2013 Financing in 92078
Edwin,  in California
Edwin answered:
Max DTI for Jumbo Loan
Its Funny how people can quote things online without knowing all the information. Pleas feel free to give me a call to answer all your questions. At The end of the day is to find what i ... more
0 votes Share Flag Wed Jun 26, 2013 Financing in 92078
,  in
what is the average cost to build a 2000 sq ft house in San Marcos?

This should help. But Nick Rhea is absolutely correct about contacting a builder.
0 votes Share Flag Mon Jun 24, 2013 Financing in 92078
,  in
Any lenders out there familiar with San Marcos, CA down payment assistance programs?
Most of those programs seem to run through CALHFA, basically it is a silent 2nd and you need 1/2% down. So some cities are signed up with CALHFA to offer it, we can go around and go str ... more
0 votes Share Flag Mon Jun 24, 2013 Financing in 92078
Christopher…, Real Estate Pro in Portland, ME
Christopher Pagli answered:
How do I post a for-rent ad in Trulia?
All properties on Trulia have to be listed through a broker as it is an agent only platform at this time.

0 votes Share Flag Sun Jun 16, 2013 For Rent in 92078
Christina Ha…, Real Estate Pro in Morristown, TN
Christina Hayes answered:
Why do so many renters not buy already?
Truthfully, the answer is simple. They can't qualify for a mortgage or don't have the funds necessary, or both. At the end of the day everyone has to pay for housing, regardless if your ... more
0 votes Share Flag Sat May 4, 2013 Rent vs Buy in 92078
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
I like this home that is a foreclosure but it is not listed yet. How can I have an agent help me to buy this home?
Hi Sharon,

As a former bank executive, I can tell you there is little you can do to obtain the property until the bank lists it with their chosen agent (typically contracted for geog ... more
2 votes Share Flag Wed Feb 20, 2013 Foreclosure in 92078
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
Is there any real estate assistant position available?
We are always looking for great people, who focus on clients needs first. If you are still looking:

We are demanding, require dedication and require attention to detail.

If this ... more
0 votes Share Flag Mon Feb 18, 2013 Agent2Agent in 92078
Greg Von Her…, Real Estate Pro in La Jolla, CA
Greg Von Herzen, GRI,MCNE answered:
Why are so many empty homes listed with seamingly artificially inflated pricing when they don't sell?
Sometimes the brokers the banks hire are not really familiarized with the neighborhood and do not price them accordingly. The asset manager will call for price reductions though if a pr ... more
0 votes Share Flag Mon Sep 26, 2011 Home Selling in 92078
Michael Ford, Real Estate Pro in ,
Michael Ford answered:
we bought a new home april 2006 for 800,000 the same house is sold for 650,000 by the builder.
hey all, this question is over 2 years old...

Ginin, can we get an update on your state of ownership?

we would all like to hear of your decision...or indecision. getting follow ... more
0 votes Share Flag Tue Aug 2, 2011 Home Selling in 92078
Bill Hays, Real Estate Pro in ,
Bill Hays answered:
what do we all think of rent to own?
Pie in the sky. Not gonna happen. Save money. Fix credit. Go FHA.

Find a lender who will help you put together a financial plan that will get you where you want to go. Contact me ... more
0 votes Share Flag Fri May 6, 2011 Rental Basics in 92078
Lorraine,  in Vista, CA
Lorraine answered:
Anyone have an idea when most Mello-Roos in the Sante Fe Hills area ends?
Your question is very accurate as to the length of mello roos. Homeowners in this community and some banks are paying the mello roos off. The tax base for this community is app ... more
0 votes Share Flag Thu Dec 9, 2010 Home Buying in 92078
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