92075 : Advice

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Joshua Feldm…, Real Estate Pro in Charleston, SC
Joshua Feldman answered:
We are looking to refinance our home in San Diego with a "Physician Loan" or professional loan where 20% LTV ratio is not required. Any?

It seems as if you would be qualified for a special doctor loan. This can help you finance your first home with a great interest rate. I specialize in these and would love to ... more
0 votes Share Flag Fri Jul 27, 2012 Financing in 92075
Jay Becker S…, Real Estate Pro in La Jolla, CA
Jay Becker Sotheby's answered:
Why don't banks hire real estate professionals to handle the number of distressed properties and make prompt decisions on Short Sales and?
While real estate professionals can handle the marketing of REO homes, the banks are reluctant to give up decision making and signing authority to agents. As a result buyer's and seller ... more
0 votes Share Flag Wed Jun 13, 2012 Financing in 92075
Jay Becker S…, Real Estate Pro in La Jolla, CA
Jay Becker Sotheby's answered:
Can i really buy that house in Solana Beach, CA. for 90,000.00? How is that possible?
90k may be relating to a mobile home or which there are some along 101 west of 5
0 votes Share Flag Wed Jun 13, 2012 Foreclosure in 92075
Jason Richar…, Real Estate Pro in Solana Beach, CA
Jason Richards answered:
Public Records Showed "Bank Owned" a couple of weeks ago, today it says "preforeclosure" with a new NOD against the original
One wonders if it could be a victim of the robo-signing fiasco... It wouldn't be the first time the banks have recorded NOD's against a property that already sold.....
0 votes Share Flag Mon Aug 1, 2011 Foreclosure in 92075
ABC, Home Owner in Omaha, NE
ABC answered:
What should a Realtor do when a mortgage company turns down a borrower for an inability to repay the loan?
"Inability to repay" can mean the debt ratio is too high for the purchase price applied or the type/source of income is not considered stable.

There are several potential r ... more
0 votes Share Flag Mon Feb 28, 2011 Financing in 92075
fredeckert, Real Estate Pro in San Diego, CA
fredeckert answered:
If my home is listed for sale at public auction on a certain date, how can I find out WHERE that will be and go to it?
Call my Chicago Title customer service at 619.507.5688 and give them the address. They can send you a copy of the notice of trustees sale that has the location, time etc. Make ... more
0 votes Share Flag Thu Oct 15, 2009 Foreclosure in 92075
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