Based on the info you have given you should qualify now to purchse with an FHA loan, 3.5% down. There are many lenders available who would be happy to review your credit and employment history to tell you exactly what you qualify for. I can highly recommend Carl Kahn with Amerifirst (760) 504-3655 Cell . He has helped me to close many transactions, even tricky ones where there has been a bankruptcy.
If you would like to discuss your options further or begin your home search in La Mesa, please give me a call or email and I will be happy to help!
or go to http://www.myreagent.com to begin your home search like a real estate agent for free.
US Premier Realty, Inc.
Great question, especially in this market! I included a link to a video I posted recently on things to consider when it comes to resale value...which is a backwards way of looking at what might be important to buyers! I also have a video on how how to buy a foreclosure and some info on the Fannie Mae Home Path loan program, which offers some great incentives for buyers. Good luck!... more
Your agent has a fiduciary duty to represent you. Occassionally an agent may represent the buyer and the seller in a transaction, in that case the agent has a fiduciary duty to both parties. The question you need to ask yourself is can an agent who is a party to a transaction seperate his/her personal interests from what is in your best interest.... more