91911 : Real Estate Advice

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Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
Looking to buy a home and do not know where to start.
Hi,

Starting with obtaining a loan approval would be a good move.

All the best,

Arpad
0 votes Share Flag Mon Nov 23, 2015 Home Buying in 91911
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
I am looking for a zero income verification loan with 20% down on a $350,000 mortgage in San Diego County California. Is this possible?
There are indeed hard money loans for liars loans but you will pay dearly for them.
0 votes Share Flag Thu Sep 24, 2015 Home Buying in 91911
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I am a US citizen with a good credit score currently working and living abroad, am I able to get a mortgage even though I receive my income abroad?
Is it within commuting distance? Will your income continue for at least 3 years after you move into the home? I would require a written VOE instead of a verbal so your employer is res ... more
0 votes Share Flag Thu Sep 24, 2015 Home Buying in 91911
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
SOLD PROPERTY 1/25 SHOWS "FOR RENT/RENTAL"
Suzy,

Rental scams are common here and on any site that allows the general public to post. Please be very cautious with deals that seem too good to be true. NEVER send money expect ... more
0 votes Share Flag Mon Jan 26, 2015 How To... in 91911
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
I am looking for a no income verification mortgage with 20% down on a $350,000 home in San Diego County California. My credit score is currently 780.
Interesting. Didn't know about the non owner occupied part. So a borrower has a better chance of getting a liars loan on a rental?
0 votes Share Flag Mon Nov 24, 2014 Home Buying in 91911
Hugo Sanchez, Real Estate Pro in Chula Vista, CA
Hugo Sanchez answered:
I need to find an agent who is bilingual english/spanish. Va loan experience in the Chula Vista area. Good reviews also!
Hola Sofia,
How are you doing ? siempre si conseguiste lo que buscabas? si no aqui estoy para ayudarte.
Saludos
Gracias
Hugo
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 91911
Hugo Sanchez, Real Estate Pro in Chula Vista, CA
Hugo Sanchez answered:
me and my boyfriend are looking into buying a house but we feel like odds are against us. We make 3,500 a month
HI Naomi,
I was looking on line and this question pop up. How are you doing in? did you ever bought your property yet? Or are you ready for it now. I know the post is from a few y ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 91911
Hugo Sanchez, Real Estate Pro in Chula Vista, CA
Hugo Sanchez answered:
My father in law passed away. His name is the only name on the mortgage. He is survived by his adult children and 2nd wife (1st wife deceased)
Hi Fabbianna,
You need to figure out with the prenup what were the stipulations, did he said if any of the children were going to be the person in charge? or are they all going to own ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 91911
Neil Fjelles…, Real Estate Pro in San Diego, CA
Neil Fjellestad answered:
do you have an apartment for rent that is in walking distance to the veterans home and you have to meet certain income requirements. My friend said s
Absolutely there is someone that can help. We would like to be a resource to you if we can. You need FBS. Rentals are what we do. Rentals are all we do. Rentals are who we are in San Di ... more
0 votes Share Flag Mon Jan 27, 2014 For Rent in 91911
Robert Chome…, Other/Just Looking in San Diego, CA
Robert Chomentowski answered:
Had a foreclosure about 2yrs now is it possible to qualify for a home loan? My credit score is around 737-747. 6yrs same job.
Unless you are VA eligible you will have to wait 3 years after the deed to the foreclosed property transferred out of your name to be able to get a home loan. After a three year wait y ... more
0 votes Share Flag Tue Jul 2, 2013 Financing in 91911
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
First time home buyer loans? I purchased a condo 10 years ago before I got married and I still own it... Can my husband qualify for a home loan me?
Cautious Homebuyer - not all lenders will include both of your debts, if you read what I wrote below, conforming/conventional loan programs only are concerned with the borrowing spouse, ... more
0 votes Share Flag Mon Oct 1, 2012 Financing in 91911
Daniel Di Ma…, Real Estate Pro in Chula Vista, CA
Daniel Di Matteo answered:
how much would it be for downpayment and for month?
Hi Stephany,
There are many programs available to purchase a home as low as 0% Down.
Monthly payments are going to vary based on price so a little more info would be needed.
At this ... more
0 votes Share Flag Fri Sep 28, 2012 In My Neighborhood in 91911
Eduardo Sanc…,  in San Diego County, CA
Eduardo Sanchez answered:
WHEN I CAN SEE YOU OR CAN YOU CALL 619 3415395 THIS IS MY CELL?
I do the Mortgage lending and can help with pre-approval of purchase or refinance I deal primarily with residential 1-4 family units but have commercial contacts as well.
let me know w ... more
0 votes Share Flag Fri Sep 28, 2012 In My Neighborhood in 91911
Maria Esparza,  in Chula Vista, CA
Maria Esparza answered:
California first time homebuyer grant?
These are the Neighborhood Stabilization programs. Your Realtor must be certified to participate in this program. For years, I volunteered as a Realtor for the Homebuyer Classes for SD ... more
0 votes Share Flag Sun Sep 23, 2012 Financing in 91911
Maria Esparza,  in Chula Vista, CA
Maria Esparza answered:
Hi my name is Jose I just posted a question about qualifying for a loan having a two yr old foreclosure.
Hi Jose,
I specialize in the Chula Vista Area. I work for a great company, and can help you with your Real Estate needs. Please call me, I will give you the number for a great Mortgage ... more
0 votes Share Flag Sun Sep 23, 2012 Financing in 91911
Patrick Hale,  in San Diego, CA
Patrick Hale answered:
My landlord filed bankruptcy before we moved in, and was closed 5 months later. We had no idea, and rcvd a notice of trustee sale months after that,
Yes, I would consult with an attorney. If he filed bankruptcy you may not be able to get much out of them, but it is worth trying.

Patrick A. Hale, CDPE, RSD
Real Estate Broker & ... more
0 votes Share Flag Sat Sep 8, 2012 Foreclosure in 91911
Maria Esparza,  in Chula Vista, CA
Maria Esparza answered:
I want to open a day care but I need to rent a house do I need a special permit from the person who own the house?
Hi Hanna,
You do not need a special permit from the landlord. However, before renting the house, I suggest you talk to him/her about your intentions. Sometimes, they will require a la ... more
0 votes Share Flag Sun Apr 15, 2012 Rentals in 91911
Deborah Garv…, Real Estate Pro in San Diego, CA
Deborah Garvin answered:
just got out of the military,now starting a new job and have to relocate. can i buy a home now or do i need more tiime at my new jo?
VA is probably the most "forgiving and understanding" of all loan products available. Much of the underwriting is more "make sense" and not subject to the rigid und ... more
0 votes Share Flag Thu Dec 8, 2011 Home Buying in 91911
Rose Magana, Real Estate Pro in CHULA VISTA, CA
Rose Magana answered:
Closing costs by Seller
It all depends, each situation is different. It will depend on the type of sale meaning traditional sale, bank owned or short sale. Call me for details.

Rose Magana
Realtor
61 ... more
0 votes Share Flag Wed Apr 27, 2011 Home Buying in 91911
Rose Magana, Real Estate Pro in CHULA VISTA, CA
Rose Magana answered:
I was ready to close escrow and the seller canceled the short sale. then she decided to continue with the transaction it's posible to continue.
Yes, It is possible to continue if the Seller meaning the Bank allows an extension to close Escrow. Sincerely Rose Magana Realtor 619-977-6569
0 votes Share Flag Wed Apr 27, 2011 Home Buying in 91911
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