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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I am looking for a zero income verification loan with 20% down on a $350,000 mortgage in San Diego County California. Is this possible?
There are many types of these loans now but are lite doc, 12 month bank statements, hard money but it depends on the possible scenarios. It only takes a few dozen questions to qualify a ... more
0 votes Share Flag Mon Jun 23, 2014 Home Buying in 91911
Hugo Sanchez, Real Estate Pro in Chula Vista, CA
Hugo Sanchez answered:
I need to find an agent who is bilingual english/spanish. Va loan experience in the Chula Vista area. Good reviews also!
Hola Sofia,
How are you doing ? siempre si conseguiste lo que buscabas? si no aqui estoy para ayudarte.
Saludos
Gracias
Hugo
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 91911
Hugo Sanchez, Real Estate Pro in Chula Vista, CA
Hugo Sanchez answered:
me and my boyfriend are looking into buying a house but we feel like odds are against us. We make 3,500 a month
HI Naomi,
I was looking on line and this question pop up. How are you doing in? did you ever bought your property yet? Or are you ready for it now. I know the post is from a few y ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 91911
Hugo Sanchez, Real Estate Pro in Chula Vista, CA
Hugo Sanchez answered:
My father in law passed away. His name is the only name on the mortgage. He is survived by his adult children and 2nd wife (1st wife deceased)
Hi Fabbianna,
You need to figure out with the prenup what were the stipulations, did he said if any of the children were going to be the person in charge? or are they all going to own ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 91911
Neil Fjelles…, Real Estate Pro in San Diego County, CA
Neil Fjellestad answered:
do you have an apartment for rent that is in walking distance to the veterans home and you have to meet certain income requirements. My friend said s
Absolutely there is someone that can help. We would like to be a resource to you if we can. You need FBS. Rentals are what we do. Rentals are all we do. Rentals are who we are in San Di ... more
0 votes Share Flag Mon Jan 27, 2014 For Rent in 91911
Asad Taheri, Real Estate Pro in San Francisco, CA
Asad Taheri answered:
I am a US citizen with a good credit score currently working and living abroad, am I able to get a mortgage even though I receive my income abroad?
Hello,

I am Mortgage Consultant with HSBC Bank USA, I specialize in helping Expatriates and Foreign Nationals find the best Mortgage Solution. HSBC offers a Portfolio Mortgage that a ... more
0 votes Share Flag Thu Jan 23, 2014 Home Buying in 91911
realtors, Both Buyer and Seller in Los Angeles, CA
When Geico began their infamous pitch for spending fifteen minutes to save 15% or more on car insurance, they basically had in their minds to guide a customer to perform due diligence on a car insurance… Read more
Blogged Mon Nov 11, 2013 by realtors General Area Shopping & Local Amenities
No comments Be the first to Comment
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Had a foreclosure about 2yrs now is it possible to qualify for a home loan? My credit score is around 737-747. 6yrs same job.
Unless you are VA eligible you will have to wait 3 years after the deed to the foreclosed property transferred out of your name to be able to get a home loan. After a three year wait y ... more
0 votes Share Flag Tue Jul 2, 2013 Financing in 91911
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
First time home buyer loans? I purchased a condo 10 years ago before I got married and I still own it... Can my husband qualify for a home loan me?
Yes, and if he has a minimum 580 fico score he would qualify for only half percent down payment. Give me a call to go over your options of loan programs. Here is a flyer http://tinyurl. ... more
0 votes Share Flag Mon Oct 1, 2012 Financing in 91911
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
how much would it be for downpayment and for month?
Hello Stephany, I offer CHF Access half percent down payment assistance program with minimum 580 fico score to qualify. $500 down per $100k purchase price. Call to qualify in minutes.
... more
0 votes Share Flag Fri Sep 28, 2012 In My Neighborhood in 91911
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
WHEN I CAN SEE YOU OR CAN YOU CALL 619 3415395 THIS IS MY CELL?
I will call you tomorrow. I specialize in Under 640 Fico Score Loans. Check out this flyer and needs list.

CHF Access half percent down flyer http://tinyurl.com/8m558h4
Sheryl A ... more
0 votes Share Flag Fri Sep 28, 2012 In My Neighborhood in 91911
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
California first time homebuyer grant?
I offer the CHF Access half percent down payment program. The rate this week is 4% fixed FHA CHF Access 30 yr fixed rate loan. No catches although you will have a small 2nd loan for the ... more
0 votes Share Flag Sun Sep 23, 2012 Financing in 91911
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Hi my name is Jose I just posted a question about qualifying for a loan having a two yr old foreclosure.
760-486-4225
Read your other post for my answer.

http://www.FrankandSheryl.com
http://www.Under640FicoScoreLoans.com
http://www.under640ficoscoreloans.com/Pages/ContactSheryl.as ... more
0 votes Share Flag Sun Sep 23, 2012 Financing in 91911
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My landlord filed bankruptcy before we moved in, and was closed 5 months later. We had no idea, and rcvd a notice of trustee sale months after that,
The only entity with legal recourse is the lender whom foreclosed. If you are still in the property, you can get from the bank, cash for keys or months without paying anything once fore ... more
0 votes Share Flag Sat Sep 8, 2012 Foreclosure in 91911
Maria Esparza, Real Estate Pro in Chula Vista, CA
Maria Esparza answered:
I want to open a day care but I need to rent a house do I need a special permit from the person who own the house?
Hi Hanna,
You do not need a special permit from the landlord. However, before renting the house, I suggest you talk to him/her about your intentions. Sometimes, they will require a la ... more
0 votes Share Flag Sun Apr 15, 2012 Rentals in 91911
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
just got out of the military,now starting a new job and have to relocate. can i buy a home now or do i need more tiime at my new jo?
VA is probably the most "forgiving and understanding" of all loan products available. Much of the underwriting is more "make sense" and not subject to the rigid und ... more
0 votes Share Flag Thu Dec 8, 2011 Home Buying in 91911
ROSE MAGANA, Real Estate Pro in Chula Vista, CA
ROSE MAGANA answered:
Closing costs by Seller
It all depends, each situation is different. It will depend on the type of sale meaning traditional sale, bank owned or short sale. Call me for details.

Rose Magana
Realtor
61 ... more
0 votes Share Flag Wed Apr 27, 2011 Home Buying in 91911
ROSE MAGANA, Real Estate Pro in Chula Vista, CA
ROSE MAGANA answered:
I was ready to close escrow and the seller canceled the short sale. then she decided to continue with the transaction it's posible to continue.
Yes, It is possible to continue if the Seller meaning the Bank allows an extension to close Escrow. Sincerely Rose Magana Realtor 619-977-6569
0 votes Share Flag Wed Apr 27, 2011 Home Buying in 91911
Royal Real E…, Real Estate Pro in 90275
Royal Real Estate Group answered:
What type of documentation do I need to prove I live in my FHA condo. I want to apply for the tax credit what will they be asking for.
Utility bills, credit card statements, bank statements, evidencing mailing address same as property address.
0 votes Share Flag Wed Oct 20, 2010 Home Buying in 91911
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