Wells fargo are not to be trusted. When my refinance came due they automatically rolled it into a 30 year fixed mortgage at a high interest rate. They claimed it was a bad debt to worth issue. So they never informed me of the change added a bunch of hidden expenses and want $200 more a month than anyone else. I had to close my checking because they were scamming me for late charges by holding up my auto deposits and holding pending payments til the combination ran the account low enough to become negative. Then they dumped the pending transactions all at once charging $35 per hit.... more
We do business loans for our clients that are currently in business or wanting to get started in business. Real Estate investors are in business therefore they are able to obtain a business loan. Depending on your goals one program we offer may benefit you. We offer a no document business loan, no collateral on the property as it is a business loan and you are able to finance 100% or more. Many of our investors finance the repair/upgrade costs into the loan. The loan is based completely on your credit. You must have a 620 or above to apply. Some of the factors we consider is the length of your credit history, how much available credit, how many recent accounts have been opened etc. We need to prove your ability to repay the loan based on your personal credit. You are welcome to contact me anytime with questions.