Home Buying in 91401 : Advice

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Kirt Kingzett, Real Estate Pro in Sherman Oaks, CA
Kirt Kingzett answered:
is there a law or guideline as to the amount allowed to pay a judgment lien holder to remove and/or release the lien before short sale?
No set answer, really depends on what the creditor will settle for, just be sure you get "in writing" payment is in full and no future payments
0 votes Share Flag Sat Nov 9, 2013 Home Buying in 91401
Yanni raz, Real Estate Pro in Sherman Oaks, CA
Yanni raz answered:
my name is not on the loan but on the deed.I am not married
Yes you can quit claim yourself off of the deed. It will not affect your credit score as you were not on the loan.
0 votes Share Flag Fri Nov 8, 2013 Home Buying in 91401
Inna Ivchenko, Real Estate Pro in Encino, CA
Inna Ivchenko answered:
vacant land
Are you looking to buy ? How much land, what is the zoning you are looking for and how much you are willing to pay? Only Van Nuys?
0 votes Share Flag Tue Apr 2, 2013 Home Buying in 91401
Inna Ivchenko, Real Estate Pro in Encino, CA
Inna Ivchenko answered:
Does any one know if you can buy a Home with Section 8 in California ? And If so what are the steps in doing so ? Thanks
I might know a lady who can answer your questions. She was just explaining me last week how it works, she represent the special gov programs where they pay your down payment, closing co ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in 91401
Russ Ravary, Real Estate Pro in 48322
Russ Ravary answered:
What percentage of rental income will be considered when getting preapproved for a 4 unit owner occupied bldg?
Usually it is 75% of the rental income on most loans. I have never heard 90.
0 votes Share Flag Thu Mar 7, 2013 Home Buying in 91401
Russ Ravary, Real Estate Pro in 48322
Russ Ravary answered:
How can I get preapproved for a 4 unit bldg, when part of the mort. will be payed from rental income.?
It can be done. Call one of the trulia pros above that do multi family loans. You want somebody with experience in doing them
0 votes Share Flag Thu Mar 7, 2013 Home Buying in 91401
Russ Ravary, Real Estate Pro in 48322
Russ Ravary answered:
Self employed w/large home office (40%)of my rent, utilities. This lowers my AGI on tax return. How does that AGI effect my chances for home loan?
Yes by taking deductions it does hurt what the banks consider true income. It is great for your taxes but not so good for your ability to buy a house
0 votes Share Flag Thu Mar 7, 2013 Home Buying in 91401
Yanni raz, Real Estate Pro in Sherman Oaks, CA
Yanni raz answered:
closed escrow, but overpaid the seller on property taxes, how do i get my part back.
Did you already talked to your client and he refused to give you the money?
If he will not give you the money than try to contact your title and escrow company, they will ehlp you.

... more
0 votes Share Flag Fri Jun 12, 2009 Home Buying in 91401
Tara Steinke, Real Estate Pro in San Diego, CA
Tara Steinke answered:
Are there agents who specialize in representing a buyer for a home auction?
Hi Jeannie,

I know of a company that offers assistance to buyers in purchasing at Trustee Sales. A trustee sale is an auction that occurs on the courthouse steps by a bank before it ... more
0 votes Share Flag Mon May 12, 2008 Home Buying in 91401
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