91204 : Advice

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I have a credit score of 682, a few thousand in the bank, and I'm a teacher looking to buy my first home. Are there any suggestions for me?
Hello Isr0743, you may qualify to buy with minimum out of pocket expenses and pay less than your currently paying for rent in many cities. You may qualify FHA from a minimum 580 fico sc ... more
0 votes Share Flag Wed Sep 24, 2014 Home Buying in 91204
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
I was granted a bankruptcy discharge 4 yrs ago. Chase will not report my great payment history to any of the credit bureaus. What can I do?
Hi Mricarte,

It depends. If you included the Chase account in your BK they likely will never report your payment history because the lender has to cease all attempts to collect the d ... more
0 votes Share Flag Wed Sep 24, 2014 Home Buying in 91204
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
Foreclosure / Short Sale / REO - Redemption Period in California
I am including a link below that may be helpful for you. The practical story is that most homes that are foreclosed have a market value of less than the amount owed. This means th ... more
0 votes Share Flag Wed Apr 20, 2011 Foreclosure in 91204
Tommy Lee, Real Estate Pro in 91502
Tommy Lee answered:
Does a loan modification by a landlord void a 90 day notice from a bank listed on a trustee's deed upon sale?
Looks like you have a number of answers but none of them gives you a concrete answer. Why? Because every financial entity that has mortgages has different rules. Suppose the l ... more
0 votes Share Flag Fri Apr 23, 2010 Foreclosure in 91204
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